Manager - Credit Risk - Neo Bank (5-15 yrs)

Credit Risk Manager

Company Overview:

- Organization is a global neo-bank that provides seamless access to essential financial services such as bank accounts, debit cards, credit cards, and more for immigrants moving outside Indian borders.

- Founded with the mission to simplify financial services for international students, professionals, and other immigrants.

Job Summary:

- The Credit Risk Manager will be responsible for assessing, managing, and eliminating credit risk of the organization.

- This role will involve working closely with business units to ensure sound credit risk policies and practices are in place.

- The Credit Risk Manager will conduct thorough credit assessments, maintain risk monitoring systems, and assist in making strategic recommendations to safeguard the company from potential credit losses.

- This position requires strong analytical skills, a deep understanding of credit risk management principles, and the ability to communicate effectively with senior leadership.

Key Responsibilities:

- Credit Risk Assessment

- Credit Risk Strategy and Policy

- Risk Monitoring and Reporting

- Credit Bureau Reporting

- Stakeholder Communication

- Compliance and Regulation

- Training and Development

Experience:

- Minimum of 5 years of experience in credit risk management, financial analysis, or related roles, with at least 2 years in a managerial capacity.

- In-depth understanding of credit risk analysis, financial modeling, and portfolio management.

- Experience with credit risk management software and tools.