Assistant Vice President - Credit - Bank/NBFC (10-18 yrs)

Roles & Responsibility:

- Develop and implement comprehensive credit policies and risk assessment models to ensure high quality loan portfolios.

- Finalize policies and set up processes for quality underwriting, ensuring compliance with regulatory standards.

- Conduct underwriting for loan transactions, managing and mitigating risks effectively.

- Lead risk analytics and policy-making, providing strategic insights to optimize credit operations.

- Collaborate with business teams for proper formulation, fitment, structuring, pricing, and execution of transactions based on client requirements.

- Monitor and report on credit exposures, defaults, and portfolio performance, adjusting strategies as necessary.

- Stay abreast of industry trends and regulatory changes affecting credit risk.

- Develop a robust risk management department, including hiring, team development .

Your key qualifications & competencies:

- Over 10+ years of professional experience in Banks/NBFCs/Rating Agencies with expertise in credit risk management, policy development, risk modelling, etc.

- MBA in Finance, Chartered Accountancy, Certifications like FRM and CFA are highly desirable.

- Creative thinker, rigorous analyst, detail-oriented, self-starter, capable of multitasking, and regular engagement in professional development.

- Ability to use business judgement and a structured approach towards solving complex analytical problems