Credit Analyst - Emerging Local Corporates Risk

CreditAnalyst for Wholesale Banking Credit Team : Candidate will be part of Large Corporate Credit Riskteam.

Role involves

Carry out due diligence forcorporate customers

In-depth financial analysis, business model review, management risk analysis

Working on cashflow based excelmodels

Analyzing cashflows and WC/ debt servicing analysis

Review of annual reports,borrower/ promoter background

Review of Credit notes prepared byBusiness Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet.

Interaction with various stakeholders (internal and external) for review of such customers

Carry out internal rating of customers and assign/review rating

Monitoring of performance of customers on an ongoing basis

Review Early warning triggers

Carry out site visit to review workprogress

Prepare recommendation notes and recommend proposals to top management

Maintain/monitor Credit Hygiene

Candidate requires

Upto 6 years of work experience

Working knowledge of Microsoft excel

Communication skills

Knowledge of financial analysis andawareness of lending/regulatory guidelines

Experience in banking firms/auditsof banks would be added advantage.