Project Finance Business

URGENTLY HIRING!

Role & responsibilities

Credit assessment

Detailed Financial analysis including finalization of financial model

Preparation of Credit Approval Memorandum and following internal approval processes • Meet with all pre-disbursal and post disbursal compliance

Tracking of covenants and management of exceptions / deviations

Regular review of the case

Inspections / Site visits Sector assessment

Communication/PR of Banks products

Undertakes brand communication initiatives for designated products

Communicates product positioning messaging that differentiates YES Banks products in the market

Increase Banks visibility in the finance circle / industry sector

Market Research

Illustrates understanding of consumers, competition and current market conditions through primary and secondary research

Sector tracking / management presentations

Credit Appraisal

Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions

Documentation and Compliance

To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

Self- Management Responsibilities:

Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year. • Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training. • Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively. • Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks.

Risk and Internal Control Responsibilities:

Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by departmental manager. • Executes the established internal control systems and compiles the relevant information for departmental audits, as necessary. • To improve credit hygiene parameters with a view to mitigate the risk and to ensure timely documentation

IF INTERESTED KINDLY SHARE YOUR UPDATED CV ON vibha.shelar.ext@yesbank.in