The Global Risk MIS team has a simple mission: we turn massive amounts of data into actionable insights that ensure seamless, secure commerce experiences across Visa s physical and digital eco-system. Our analytic and data professionals deliver on this mission by implementing data-based solutions, analysis, and insights targeted at maintaining security, reducing fraud rates, and preserving the integrity of the largest payment processing network in the world.
Data analytics is a critical pillar of the Risk organization and, as such, this leadership position is an essential component of delivering against the promise and security of the Visa brand. To be successful, you will use strong analytical and leadership skills, contextual business sense and a creative flair to solve real world challenges for Visa and our clients.
Your expertise and insights will serve as a beacon to guide business decisions based on data. Reporting to the Head of Global and Regional Risk Analytics, the role will focus on risk analytics for the CEMEA (Central Europe, Middle East, Africa) region. You will have regular exposure to the CEMEA Risk leadership team, and your actionable data insights will be the change agent, aim at maintaining security, reducing fraud rates and preserving the integrity of the largest payment processing network in the world.
Essential Functions:
The Decision Analyst role is responsible for executing on analytics and reporting initiatives which deliver data-driven insights to internal and external stakeholders, including Visa executives, issuing banks, acquirers, processors, merchants regulators for the CEMEA region. Success in this role requires strong analytical and data story skills for both executive and regional delivery. By collaborating with client-facing teams and functional leaders, you will provide data and insights that deliver mutual, tangible value to Visa and its clients through improved payment security. You will work on the innermost of Visa s core data and system and contribute to the development of industry-leading capabilities to protect Visa and our clients from emerging payment threats. You must be able to work both independently and as part of a team to deliver on a dynamic set of needs in a fast-paced environment.
Specific responsibilities include:
Perform in-depth analysis and deliver insights on CEMEA, various regional & global priorities
Contribute to a high performing culture that becomes the benchmark for excellence at Visa
Ensure data driven decision making is a priority for clients, colleagues, and other internal and external stakeholders
Understand and identify emerging payment threats (eg enumeration, Crypto payment fraud) that impact Visa s global payment ecosystem. Develop business logics to capture the threats and quantify the impacts on Visa and our clients (issuing banks, acquirers, processors and merchants)
Develop both retrospective and predictive analytical tools (executive dashboards, client-facing dashboards, real-time alerts, models, etc) to combat the major payment threats for Visa and clients
Craft meaningful presentations and insights from complex data with content that clearly presents opportunities in an accurate, understandable and engaging manner to executives (eg Chief Risk Officer, Regional Risk Officer, Senior VPs, Senior leaders from our clients)
Engage with Visa s top clients (issuers, acquirers, merchants in CEMEA) to improve their overall payment success holistically (including approval, fraud, dispute, etc) with actionable recommendations through development of innovative tools. Compare client performance against industry best practices, inject new perspectives with a shrewd eye toward identifying performance and/or profitability improvement opportunities. Identify macro business and market trends that guide areas of future analysis
Translate understanding of Visa s products and services into client engagement strategies that yield financial and performance benefits
Serve as a strategic advisor to organizational leadership and peers - inclusive of Risk MIS team, Regional Risk Officers, Functional/Global leaders and the Regional President.
Cultivate cross-functional partnerships, building relationship capital that facilitates the advancement of holistic/strategic initiatives
Be an expert at getting to the root of a problem, defining business objectives and formalizing data requirements - especially in a fast paced, fluid environment
Basic Qualifications:
3 years of work experience with a bachelor s degree
2 years of work experience with an Advanced degree (e.g., Masters/MBA/JD/MD)
Proficiency in data analysis and utilization of various data environments and tools.
High-level understanding of manipulating data from a variety of sources.
Big data experience (Hadoop, Hive, Spark), data visualization experience (Tableau, Power BI) and/or SQL experience are critical skills - this role is about both doing and delivering.
Excellent presentation and communication abilities.
Ability to identify and leverage market trends for strategic advantage.
Strong verbal, written, motivational and interpersonal skills are required.
Preferred Qualifications:
3+ years working in analytics, risk, management consulting, strategic operations or insight delivery
Knowledge of Visa s products, services, and client engagement strategies.
Proven experience in risk analytics, strategic advisory roles, and AI integration.