Upload Button Icon Add office photos
Engaged Employer

i

This company page is being actively managed by Velocity Team. If you also belong to the team, you can get access from here

Velocity Verified Tick

Compare button icon Compare button icon Compare
filter salaries All Filters

9 Velocity Jobs

Velocity - Credit Underwriter (3-10 yrs)

3-10 years

Velocity - Credit Underwriter (3-10 yrs)

Velocity

posted 1mon ago

Job Role Insights

Flexible timing

Job Description

We are looking for Credit Manager to drive credit underwriting process. As a Credit Manager, you will be responsible for evaluating the creditworthiness of potential customers, creating credit scoring models, approving and rejecting loans, finalizing commercials, and updating the company's credit policy. Our ideal candidates combine strong analytical skills with confident communication skills.

Responsibilities :

- Evaluating the creditworthiness of potential customers based upon multiple online and offline data sources

- Creating credit scoring models for risk assessments.

- Conducting personal discussions with customers to clarify all open questions.

- Approving and rejecting loans based on credit worthiness and business outlook

- Calculating and setting financing commercials

- Maintain records of loan applications

- Monitoring loan payments and bad debts.

- Reviewing and updating the company's credit policy.

- Defining early warning signals to track portfolio performance.

- Work with policy team to ensure the right risk parameters are captured and assessed

Requirements :

- Three to ten years of experience in SME credit.

- Hiring across Senior Manager, AVP and VP levels based upon the experience.

- Understanding of new-age / ecommerce businesses preferred.

- Ability to assess customers basis standard documents like Financials, Banking, GST etc.

- Experience in setting up strong credit underwriting processes and scale them

- Proficient in MS Excel and ability to bring out insights from data

- Excellent analytical skills and detail orientation.

- Good communication and interpersonal skills.

About us :

We are a VC funded fintech startup based in Bangalore with the audacious goal of building the future of business financing. The founders are IITB and IIMA alumni with past experience at McKinsey, Elevation Capital (previously SAIF Partners), Taskbob, Acko and Hackerrank. We are growing rapidly and looking to build a strong team to join us in this journey. We promise :

- An exciting work environment

- Non-hierarchical, performance driven culture

- Rapid growth and learning opportunity

- Competitive salary

- Comprehensive medical insurance coverage

- Significant ESOPs under an employee friendly ESOP policy


Functional Areas: Accounting/Finance

Read full job description

Prepare for Credit Underwriter roles with real interview advice

What people at Velocity are saying

What Velocity employees are saying about work life

based on 48 employees
54%
77%
76%
100%
Flexible timing
Monday to Friday
No travel
Day Shift
View more insights

Velocity Benefits

Team Outings
Cafeteria
Health Insurance
Free Transport
Work From Home
Free Food +6 more
View more benefits

Compare Velocity with

Fino Paytech

3.9
Compare

Wibmo

3.2
Compare

OneCard

3.5
Compare

PolicyX.com

3.3
Compare

Datasigns Technologies

4.2
Compare

Jodo

3.6
Compare

ROI NET Solution

4.4
Compare

Oxigen Services

3.5
Compare

Namaste Credit

3.4
Compare

MAYBRIGHT VENTURES PRIVATE LIMITED, Kolkata

3.3
Compare

Juspay Technologies

4.0
Compare

Global Payments

4.1
Compare

Credgenics

3.5
Compare

Airpay Payment Services

3.1
Compare

Paytail

3.0
Compare

Digikredit Finance

4.1
Compare

LEO 1

4.4
Compare

REDVision Global Technologies

4.6
Compare

TerraPay

3.5
Compare

Pay point india

3.6
Compare

Similar Jobs for you

Senior Manager Credit at Velocity.in

4-8 Yrs

₹ 15-25 LPA

Credit Underwriter at OfBusiness

1-3 Yrs

₹ 9-16 LPA

Credit Underwriter at Palni India Pvt. Ltd.

4-7 Yrs

₹ 11-19 LPA

Credit Underwriter at LendingKart

10-20 Yrs

₹ 20-32 LPA

Assistant Credit Manager at Stride One

2-4 Yrs

₹ 12-18 LPA

Senior Manager Credit at Propelld

3-8 Yrs

₹ 10-24 LPA

Senior Manager Credit at Liquiloans

3-6 Yrs

₹ 12-15 LPA

Senior Manager Credit at LiquiLoans

3-6 Yrs

₹ 10-12 LPA

Credit Underwriter at Udaan

1-3 Yrs

₹ 6-10 LPA

Credit Manager at CredAble

5-6 Yrs

₹ 12-20 LPA

write
Share an Interview