Credit Admin Head - Corporate Business Working Capital Loan Team - SME Banking (9-13 yrs)

The role of a Credit Admin Head for Corporate Business Working Capital Loan Team involves overseeing and managing the operations, processes, and team responsible for administering working capital loans for corporate clients.

This includes:

Key Responsibilities :

- Team Management: Leading a team that processes, evaluates, and monitors working capital loan verification for corporate clients. Ensuring the team is well-trained and efficient in handling loans.

- Loan Verification: Overseeing the entire loan administration process, from application receipt to disbursement. Ensuring the documentation and approval processes are timely and compliant with organizational policies and regulations.

- Risk Management: Evaluating credit risk and ensuring that all loans meet internal risk criteria and policies. Managing loan quality and ensuring effective credit evaluation and monitoring.

- Collaboration with Other Departments: Working closely with other departments like credit risk, legal, and business development to ensure the smooth processing of loans and coordination in client relationships.

- Compliance & Reporting: Ensuring adherence to all regulatory requirements and internal procedures for loan origination, servicing, and collection. Preparing reports and updates on loan portfolio status, delinquencies, and performance metrics.

- Customer Relationship Management: Maintaining a customer-focused approach while ensuring timely and accurate loan servicing, addressing client concerns, and ensuring the bank's interests are protected.

Skills and Qualifications:

- Leadership & Management: Strong leadership abilities to guide a team, manage performance, and ensure effective communication.

- Credit Risk Expertise: Deep understanding of credit risk assessment, financial analysis, and loan structuring for working capital loans.

- Regulatory Knowledge: Familiarity with banking regulations, compliance standards, and legal requirements.

- Analytical Skills: Strong ability to analyze financial statements, credit reports, and market conditions to make informed loan decisions.

- Problem Solving: Ability to address and resolve issues related to loan applications, servicing, and repayments.

As the head of the team, this individual plays a critical role in maintaining the integrity and profitability of the corporate lending function within the bank or financial institution.