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Relationship Officer-Micro Mortgages
1-4 years
Kota
1 vacancy
Relationship Officer-Micro Mortgages
Ujjivan Financial Services
posted 3mon ago
Job Role Insights
Fixed timing
Key skills for the job
Job Description
Candidate should be able to deliver targeted business figures from the location of the branch. He/She is also responsible for building a quality portfolio without compromising on quality levels.
1. Business/ Financials
2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion
3. Maintain database of the prospects, meet select prospects and manage the relationship thereafter
4. Attend X (to be defined) number of prospects in a day/week/month to generate leads and references for MLAP Loans
5. Should be ready to travel extensively across the catchment area of the location to build the base of business
6. Customer (Both Internal & External)
7. Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services and establish professional relationship with them, with a long-term perspective
8. Guarantee confidential treatment of all the information gathered from customers and demonstrate the highest order of integrity as per the code of conduct of the organization
9. Internal Process
10. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality
11. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures.
12. Coordinate with the credit department in case of identifying discrepancies or problems in customers information, reports, etc. through Cluster Manager MLAP
13. Innovation & Learning
14. Maintain up to date knowledge of MLAP product as well as a working knowledge of other products offered in the branch
15. Inform Cluster Manager MLAP about the demand in his/her assigned branch catchment as well as on the competition on a regular basis
16. Ensure adherence to training man-days/ mandatory training programs for self
17. Should be updated with the latest trends in civic and local laws of the location of operation
Employment Type: Full Time, Permanent
Functional Areas: Banking/Insurance
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Job Portal
Referral
Walkin
50%
25%
25%
Moderate
Confidence
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Moderate Confidence means the data is based on a sufficient number of responses received from the candidates
What people at Ujjivan Financial Services are saying
Rating based on 2 Relationship Officer
reviews
Anonymous · Vehicle Finance
in Bhubaneswar
Likes
job security and Work culture
Dislikes
work life balance and salary is less than expectations
Read 2 reviewsRelationship Officer salary at Ujjivan Financial Services
reported by
9
employees
with 1-4
years exp.
₹2.1
L/yr - ₹3
L/yr
11%
less
than the average Relationship Officer Salary in India
View more details
What Ujjivan Financial Services employees are saying about work life
based on 303 employees
Strict timing
Monday to Saturday
Within city
Day Shift
Ujjivan Financial Services Benefits
Job Training 
Health Insurance 
Soft Skill Training 
Team Outings 
Education Assistance 
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