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119 Ujjivan Financial Services Jobs
Relationship Officer - Micro Mortgages
1-3 years
₹ 2.2 - 2.4L/yr (AmbitionBox estimate)
This is an estimate of the average salary range for this
position. It has not been reviewed by the company, and
the actual salary may differ.
Gobichettipalayam, Nagercoil, Sathyamangalam + 8 more
1 vacancy
Relationship Officer - Micro Mortgages
Ujjivan Financial Services
posted 2mon ago
Job Role Insights
Fixed timing
Key skills for the job
Job Description
- LeadGeneration Conduct regular marketing and sales activitiesto generate leads from the identified markets
- Dealingwith the Customers- Engage with the customers at the front end toensure smooth conversions from lead stage to disbursement andalso repayment, recovery and retention.
SIZEOF THE ROLE
- Shallbe expected to manage a portfolio of Rs.5 Cr. Progressively
- Managinga single product across the branch catchment area
- Managinga customer base of 100 customers progressively
KEYDUTIES & RESPONSIBILITIES OF THE ROLE
Business/Financials
- Candidateshould be able to deliver targeted business figures from thelocation of the branch. He/She is also responsible for building aquality portfolio without compromising on quality levels.
- Achievethe set targets on MLAP Loans in terms of open market acquisitionand existing potential customer conversion
- Maintaindatabase of the prospects, meet select prospects and manage therelationship thereafter
- AttendX (to be defined) number of prospects in a day/week/month togenerate leads and references for MLAP Loans
- Shouldbe ready to travel extensively across the catchment area of thelocation to build the base of business
Customer(Both Internal & External)
- Interactwith customers in a courteous and professional manner; provideprompt, efficient and accurate services and establishprofessional relationship with them, with a long-term perspective
- Guaranteeconfidential treatment of all the information gathered fromcustomers and demonstrate the highest order of integrity as perthe code of conduct of the organization
InternalProcess
- Carryout the pre and post-loan activities related to MLAP Loans,perform simple financial analysis, present the loan applicationsto the sanctioning committee by adhering to the set TAT &prioritize the repayment of loans to preserve the portfolioquality
- Visitthe customers business and home to do theassessment/evaluation, following the Product Policyprocedures.
- Coordinatewith the credit department in case of identifying discrepanciesor problems in customers information, reports, etc.through Cluster Manager MLAP
Innovation& Learning
- Maintainup to date knowledge of MLAP product as well as a workingknowledge of other products offered in the branch
- InformCluster Manager MLAP about the demand in his/her assignedbranch catchment as well as on the competition on a regular basis
- Ensureadherence to training man-days/ mandatory training programs forself
- Shouldbe updated with the latest trends in civic and local laws of thelocation of operation
Qualifications
- Graduatein Commerce or relevant subjects
Experience(Yearsand Core Experience Type)
- 2years in sales and documentation of loans of which at least 1years in Housing Loans, home loans or loan against property in anNBFC/ Bank/HFC. Mixed experience of Sales & Credit isacceptable, but should be predominantly in sales
Certifications
- Relevantcertifications shall be an added advantage
FunctionalSkills
- Knowledgeof Secured loans/ Mortgage Loans
- Salesand marketing skills retail financial products
- CommunicationSkills - fluent in the local language & can read-write basicEnglish
- Equippedenough to read and understand the legal papers
BehavioralSkills
- SoundProduct knowledge
- Willingnessto travel across the branches and catchment to expand thebusiness
- Managingcustomer relations
- Performanceoriented
Competencies
- GoodComputer Knowledge
KEYINTERACTIONS
- BranchManagers
- RegionalOperations, Credit
- ILLoan Officers, CROs
- AreaTechnical Manager
- LegalVendors
- Externalmarketing agencies
- CompetitorCounterparts
Employment Type: Full Time, Permanent
Functional Areas: Banking/Insurance
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People are getting interviews at Ujjivan Financial Services through
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Job Portal
Referral
Walkin
50%
25%
25%
Moderate
Confidence
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Moderate Confidence means the data is based on a sufficient number of responses received from the candidates
What people at Ujjivan Financial Services are saying
Rating based on 2 Relationship Officer
reviews
Anonymous · Vehicle Finance
in Bhubaneswar
Likes
job security and Work culture
Dislikes
work life balance and salary is less than expectations
Read 2 reviewsRelationship Officer salary at Ujjivan Financial Services
reported by
9
employees
with 1-4
years exp.
₹2.1
L/yr - ₹3
L/yr
12%
less
than the average Relationship Officer Salary in India
View more details
What Ujjivan Financial Services employees are saying about work life
based on 303 employees
Strict timing
Monday to Saturday
Within city
Day Shift
Ujjivan Financial Services Benefits
Job Training 
Health Insurance 
Soft Skill Training 
Team Outings 
Education Assistance 
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Relationship Officer - Micro Mortgages
1-3 Yrs
Gobichettipalayam, Nagercoil, Sathyamangalam +8 more
Financial Inclusion Officer
1-3 Yrs
Ghaziabad, Bulandshahr, New Delhi +2 more
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