Tide - Transaction Monitoring Analyst (2-5 yrs)

About Tide:

- At Tide, we are building a finance platform designed to save small businesses time and money.

- We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.

- Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs.

- Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2000 employees.

- Tide is rapidly growing, expanding into new markets and always looking for passionate and driven people.

- Join us in our mission to empower small businesses and help them save time and money.

AOBUT THE TEAM:

- Here at Tide, we are looking for a driven AML & PA Investigations Analyst with a good understanding of Fraud and Financial Crime prevention measures and strong German language ability.

- We need a passionate and experienced individual, who will help ensure Tide is taking all the relevant steps to prevent all aspects of financial crime.

- As a AML & PA Investigations Analyst, you will be responsible for conducting in-depth financial crime investigations with a key focus on risk based decisioning, therefore you should be skilled in detecting and investigating financial crime typologies such as money muling, smurfing, fraud scams, human trafficking, terrorist financing, tax evasion and bribery and corruption.

- You will be part of our high performing AML & PA team, reporting to one of Tide's AML & PA Investigations team leaders, and have a proven track record in working to set targets and SLA's.

- You may also be involved in wider Financial Crime projects working with other teams across the business such as KYC,.

- Member Support and our second line of defence team, and so stakeholder management and organisational skills are key.

About The Role:

- Investigating cases of fraud/money laundering and discovering potential links with external accounts this may include analysis of complex networks and accounts relating to the EU market.

- Consistently reaching 95% or above in QA/QC checks in all elements of the role.

- Liaising with law enforcement agencies where required and conducting typology and sector reviews.

- Managing your own case load to meet performance targets.

- Supporting the alert review teams through coaching and buddying in how to identify suspicious behaviour.

- Have a keen eye for potential efficiencies and help to embed these.

- Implementing and ensuring timely compliance to new or revised standards and procedures.

- Assisting the AML & PA Team Leaders and Senior Analysts with other financial crime related tasks and projects as required.

- Conducting phone calls with Tide members who are under investigation.

WHAT WE ARE LOOKING FOR (Action amend per role).

- You have between 2-5 years of experience in a Compliance-related role, specialising in business-related anti-money laundering/fraud investigations at a leading FinTech or bank.

- You are able to work well as part of a team; decisive; goal-oriented; proactive.

- You have a good understanding of the UK regulations (including POCA, TACT) and EU regulations.

- You have excellent verbal, written, and interpersonal communication skills in English.

- Experience with conducting phone calls with customers.

- You have conducted investigations, including transaction reviews and third party referrals.

- You are able to multitask and successfully operate in a fast-paced, team environment.

- CAMS or ICA certifications would be a bonus.

- You may also have a university degree.

What You Will Get In Return:

- Competitive salary.

- Self & Family Health Insurance.

- Term & Life Insurance.

- OPD Benefits.

- Mental wellbeing through Plumm.

- Learning & Development Budget.

- WFH Setup allowance.

- 15 days of Privilege leaves.

- 12 days of Casual leaves.

- 12 days of Sick leaves.

- 3 paid days off for volunteering or L&D activities.

- Stock Options.

TIDEAN WAYS OF WORKING:

- At Tide, we're Member First and Data Driven, but above all, we're One Team.

- Our Working Out of Office (WOO) policy allows you to work from anywhere in the world for up to 90 days a year.

- We are remote first, but when you do want to meet new people, collaborate with your team or simply hang out with your colleagues, our offices are always available and equipped to the highest standard.

- We offer flexible working hours and trust our employees to do their work well, at times that suit them and their team.

TIDE IS A PLACE FOR EVERYONE:

- At Tide, we believe that we can only succeed if we let our differences enrich our culture.

- Our Tideans come from a variety of backgrounds and experience levels.

- We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status.

- We celebrate diversity in our workforce as a cornerstone of our success.

- Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members' diverse needs and lives.

- We are One Team and foster a transparent and inclusive environment, where everyone's voice is heard.

- At Tide, we thrive on diversity, embracing various backgrounds and experiences.

- We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability.

- Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs.

- We are One Team, committed to transparency and ensuring everyone's voice is heard.

- You personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.