Branch Credit Manager - Micro LAP

Job description

Roles & Responsibilities

• To ensure that Loan Application form, Clients KYC, and other documents required for a

particular loan product is complete and as per the credit policy before sanctioning and

within the TAT.

• Ensuring compliance of the Credit Policy and processes within TAT
• Responsible for Credit underwriting and Credit Appraising of LAP
• Checking clients eligibility for the loan and his/her credit worthiness by looking at the

other loans & advances taken and payment history.

• Conducting physical verification and personal discussion with the clients for identifying

the clients profile and risk, if any associated

• Processing of file and following up with the clients for pending documents.
• Checking the customer profile and categorizing it into low, medium and high risk.
• Closely monitoring the Clients CIBIL and Clients loan portfolio
• Good knowledge on financial analysis
• Decent communication skills.