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29 Shriram Finance Jobs

Credit Manager

2-6 years

Chennai

1 vacancy

Credit Manager

Shriram Finance

posted 5mon ago

Job Description

Shriram City Union Finance Ltd is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey
  • Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity
  • Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
  • Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
  • Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
  • Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults
  • Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts
  • Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns
  • Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders
  • Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities
,

Employment Type: Full Time, Permanent

Read full job description

Prepare for Credit Manager roles with real interview advice

Top Shriram Finance Credit Manager Interview Questions

Q1. What is the most important thing a financer should have .?
Q2. What is 2515? Wis difference between commercial car and private car?
Q3. How do you collect money from lender?
View all 118 questions

What people at Shriram Finance are saying

4.4
 Rating based on 26 Credit Manager reviews

Likes

Working culture, supportive staff

  • Job security - Excellent
  • +2 more
Dislikes

Nothing as of now

Read 26 Credit Manager reviews

Credit Manager salary at Shriram Finance

reported by 140 employees
₹1.8 L/yr - ₹10.3 L/yr
23% less than the average Credit Manager Salary in India
View more details

What Shriram Finance employees are saying about work life

based on 7.2k employees
51%
87%
57%
99%
Strict timing
Monday to Saturday
Within city
Day Shift
View more insights

Shriram Finance Benefits

Job Training
Health Insurance
Soft Skill Training
Team Outings
Free Transport
Education Assistance +6 more
View more benefits

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