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1 Optimo Capital Job

Branch Credit Manager

3-8 years

Bidar, Hosapete, Kalburagi + 5 more

1 vacancy

Branch Credit Manager

Optimo Capital

posted 9d ago

Job Description

Optimo Capital is looking for Branch Credit Manager to join our dynamic team and embark on a rewarding career journey.
  • Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity
  • Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
  • Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
  • Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
  • Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults
  • Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts
  • Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns
  • Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders
  • Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Employment Type: Full Time, Permanent

Read full job description

What people at Optimo Capital are saying

Optimo Capital Benefits

Free Transport
Child care
Gymnasium
Cafeteria
Work From Home
Free Food +6 more
View more benefits

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10d ago·via naukri.com
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