Data Scientist - NBFC (1-4 yrs)

JD - Data Scientist - Mumbai based NBFC

Experience - 1 - 4 Years

Mandatory Skills :

1. BFSI relevant exp (banking and NBFCs only)

2. Model Development experience (Scorecards - Application & Behavioural) / Credit Risk Models(PD, EAD, LGD)

3. CRIF / CIBIL / Credit Bureau data experience

4. Strong coding skills Python & SQL

Role & responsibilities:

- Developing Statistical model/ Scorecards (Application & Behavioural) / Credit Risk Models (PD, EAD, LGD) independently

- Engage in advanced data analysis to uncover trends and correlations. Utilize statistical methods and tools to drive insightful recommendations for business strategies and process improvements.

- Use the data insights to design, develop and build scalable and advanced machine learning models, algorithms and implement them in production through robust systems and architectures

- Work closely with stakeholders across various departments including product, business analytics, marketing, operations and tech teams and influence business strategy

- Be abreast of the advanced research and techniques in the deep-learning and artificial intelligence space, and conduct experiments to give the best output

- Identify, develop, manage, and execute data analyses to uncover areas of opportunity and present business recommendations to drive cost benefit analysis and go/no-go decisions on various initiatives

- Develop a roadmap and metrics to measure progress of the initiative they own

- Lead initiatives for full-scale automation in collaboration with data engineering teams, enhancing data accuracy and operational efficiency

Preferred candidate profile:

- Degree in mathematics, Statistics, Economics, Computer Science or another quantitative course

- Excellent understanding of machine learning techniques and algorithms, such as k-NN, Naive Bayes, SVM, Decision Forests, LLM, Generative AI, NLP, Transformer etc.

- A strong level of proficiency in data engineering and ML orchestration services, such as S3, dynamoDB, AWS Sagemaker, AWS Step Functions, AWS CodeCommit, AWS Code Pipeline

- 1+ years of data querying languages (e.g. SQL), scripting languages (e.g. Python)