Credit Analyst

Particulars Details

Job Title Credit Analyst

Job Summary: Looking to induct assertive, self-motivating & dynamic Professionals, having 7-9 years of relevant experience.

Location: Mumbai

Key Areas of Experience:

• Credit Analyst having experience working in NBFCs/ Banks/Credit Rating Agencies.
• Buy side analyst working with Investment Bankers/ portfolio managers/ hedge funds/ pension funds/ mutual funds/Insurance.

Educational Qualifications

CA/CFA/ MBA Finance from Premier Management Institutes

Key Responsibilities

• Analysing the debt issuers in the Indian fixed income markets.
• Conducting detailed analysis of financial statements and business risk profile for the existing credit investment universe, including new issuers in the fixed income market.
• Independently analyse and prepare credit appraisal notes.
• Detailed presentation to clients/investment committees on the credit universe, along with recommendation based on analysis and assessment of credit risk.
• Continuous monitoring and review of the credit exposure – identifying early warning indicators that would impact the portfolio companies, and potential credit rating actions.
• Working closely with fund managers to provide credit inputs based on client requirements both on discretionary and advisory mandates.
• Tracking company performance, news updates, credit ratings, industry news and key developments that can have bearing on the portfolio.
• Channel checks , branch visits and management interactions
• Preparing ad hoc presentations for IC, internal analysis and/or in response to a client request.
• Understanding of Invits would be an added advantage.

Key Requirements

• Essentials Skills: Detail oriented, Analytical, Good Communication skills
• Desirables Skills: Multitasking & working Independently, good interpersonal skills.