Lead Analyst SME (Subject Matter Expert)

Job Title: Lead Analyst SME (Subject Matter Expert)

Role Overview

The professional will have the opportunity to work directly with New York stakeholders to primarily perform day-to-day originations/underwriting related tasks for Insurance funds.

Function Overview

Assist in the production of Screening Memos for the Originations Team:

As part of the loan origination process, the Origination Team produces a screening memo that details property level information (photos, maps, property description, rent roll and cash flows), market information (comparable property metrics and location) and financing information (capital stack, debt yield and loan information). The initial goal is for company to participate in the production of screening memos with the potential to participate in the underwriting and approval process for deals that BREDS elects to finance and refinance as well.

Essential Skills & Experience:

• Must have a good knowledge of US Real Estate Industry and Market in underwriting the CML/CRE loans across all the sectors; along with hand on experience in underwriting the Multifamily agency (Freddie & Fannie) loans.
• Should be aware of the US taxes for different States and Counties; along with knowledge of various rent/sales comparable to be used in accordance with subject properties.
• Must be well versed with concepts of Cap Rate/Index rate/ LTC/LTV/Spreads/Cap Stack, Implied vs Cash Equity and various loan specific terminologies. In addition, should know the implications and effect of UW In-place and Mark to Market assumptions using property financials and its demographics through broker provided offering memorandum.
• Candidate should have the knowledge of US Market and Sub-Market to understand the deal s demographics and its impact on the subject property.
• Hand on experience and proficient in preparing the dynamic financial models in MS excel.
• Master s degree Major in Finance or Banking and Capital Markets, CFA designation a plus.
• Exceptional quantitative aptitude and skill set with a mastery of Microsoft Office applications.
• Ability to manage multiple priorities in a fast paced, fluid environment.
• Previous background with real estate lending required with Debt Underwriting in real estate preferable.
• Rigorous analytical mindset with a high level of intellectual curiosity and excellent problem-solving skills.
• Acute focus on attention to detail, accuracy, and data validation.
• Effective communication skills (listening, verbal, and written).
• Excellent interpersonal and teamwork skills.
• Sound judgment and discretion.
• Strong initiative, energy and confidence completing assignments with limited supervision.

Cash Flow, Rent Roll, Underwriter