Product Manager - NBFC/BFSI (5-15 yrs)

Product Manager - NBFC/BFSI

Key highlights of the role are listed below (purely indicative and not limiting):

- Consumer card product and complete life cycle management.

- Tracking Product profitability, key products parameters tracking and co-ordination with all internal/external stakeholders for driving key interventions.

- Increasing Market share & profitable growth of the portfolio.

- SPOC for the Program for multiple departments.

- Identify, design and implement consumer credit card products for incremental business growth.

- Manage existing consumer cards and ensure periodic monitoring of key parameters and milestones.

- Strategic project implementation to offer value added services (VAS) like wallets, scheme related projects, payment mechanisms, RCRL (LE_Upgrade) etc

- Deliver targeted numbers ensuring the targeted customer and channel mix.

- Deliver targeted profitability through efficient design and management of product construct, fees and charges

- Monitor portfolio parameters and work closely with all departments for desired portfolio quality & parameters.

- Ensure compliance with regulatory and industry requirements at all times.

- Manage all internal/external stakeholders including but not limited to Sales, Marketing, Operations, Customer Service, Finance, IT, Risk and Collections

Applicants should possess the following attributes:

- Passion, Curiosity and interest to learn the entire Credit Card Business

- Experience in Credit Card product and portfolio management.

- Experience in managing cobrands or strategic alliances.

- Exposure to Credit Card technology including issuance as well as merchant acquiring.

- Understanding of Indian Credit Card Industry and Regulations governing it.

- Strong business development and relationship skills

- Commercial skills, negotiation skills and domain expertise

- Product thinking, Problem solving, Strategic Orientation

- Tech Understanding, Hustle, Collaboration Skills

- Analytical Ability, Business Understanding, Marketing