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67 Paytm Jobs

Credit Risk Analyst

2-5 years

₹ 12 - 16L/yr

Noida

1 vacancy

Credit Risk Analyst

Paytm

posted 8d ago

Job Role Insights

Flexible timing

Job Description

About the Role:

We are seeking a detail-oriented and analytical Credit Risk Analyst to join our risk management team. The ideal candidate will be responsible for implementing credit risk policies, optimizing risk policies, and ensuring compliance with regulatory requirements. You will work closely with data scientists, product managers, and credit teams to enhance our underwriting models and decisioning frameworks


Key Responsibilities:

  • Analyze credit risk across various credit products, including credit cards, merchant and personal loans.
  • Liaison with the business team to understand the credit risk policies and implement the same on platform.
  • Monitor performance of credit risk policies. Share feedback with Product and Policy team what's working well and what needs improvement
  • Utilize alternative data sources, machine learning models, and traditional credit assessment techniques to enhance risk evaluation.
  • Conduct testing and scenario analysis to measure policy resilience.
  • Monitor key risk indicators (KRIs) and provide actionable insights to management.
  • Ensure compliance with regulatory guidelines and internal risk policies.
  • Collaborate with product and technology teams to integrate risk-based decision-making into lending processes.

Requirements:

  • 2-5 years of experience, preferably in a fintech or banking environment.
  • Proficiency in SQL, Python, for data analysis and manipulation.
  • Understanding of technical details like API, Kafka will be a plus.
  • Excellent analytical, problem-solving, and communication skills.
  • Ability to work in a fast-paced, dynamic environment and collaborate across teams.
  • Education qualification: B.Tech- NIT/BITS or any other reputed institutions

Employment Type: Full Time, Permanent

Read full job description

Prepare for Credit Risk Analyst roles with real interview advice

Top Paytm Credit Risk Analyst Interview Questions

Q1. Puzzle : 100 people are standing in a circle .each one is allowed to shoot a person infront of him and he hands the gun to the next to next ... read more
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What people at Paytm are saying

Credit Risk Analyst salary at Paytm

reported by 1 employee with 3 years exp.
₹10.3 L/yr - ₹13.2 L/yr
At par with the average Credit Risk Analyst Salary in India
View more details

What Paytm employees are saying about work life

based on 7.4k employees
58%
59%
48%
98%
Flexible timing
Monday to Saturday
Within city
Day Shift
View more insights

Paytm Benefits

Submitted by Company
Learning and upskilling
Health Insurance
Internal mobility
Friendly policies
Stock purchase plan
Submitted by Employees
Team Outings
Health Insurance
Job Training
Work From Home
Cafeteria
Soft Skill Training +6 more
View more benefits

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Paytm Noida Office Location

View all
Noida Office
Headquarter
B-121, Sector 5 Noida
201301

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