Director Credit&collections AI/ML

What you need to know about the role-
As the head of Credit & collections AI/ML (credit research & attribute design) within our Global Analytics & Data Sciences team, you will be instrumental in researching and coming up with optimal approaches to integrate orthogonal 3rd party data sources & design powerful features to push the envelope on credit & collections modeling. The incumbent will also be responsible for driving improvements around credit model monitoring practices

Meet our team-
PayPal is in search of a senior leader with a blend of business acumen, a solid understanding of AI/ML technologies to enhance our advanced Credit offerings. As PayPal continues to lead in the digital payments space, we recognize the transformative power of combining deep business acumen with the latest advancements in AI and ML especially in the critical area of credit services.

• Manage multiple priorities through solid project management practices.
• Maintain strong presence in our India sites and help keep PayPal a great place to work.

• Work closely with business partners to develop and execute a comprehensive approach to researching and integrating new data sets & 3rd party attributes to support PayPal s credit services, ensuring alignment with the business and the companys objectives.
• Lead, mentor, and expand a high-performing team of AI/ML professionals and lead to business success, fostering an environment of innovation and excellence.
• Collaborate effectively with cross-functional teams, including product, engineering, and other data science teams, to integrate new variables & sources into AI/ML credit solutions into merchant and consumer credit products.
• Contribute to advancing AI/ML models for credit scoring, credit risk assessment, & collections segmentation by enhancing attribute designs as well as suggesting new datasets to augment already rich sources of data.
• Balance between using the latest AI/ML trends and technologies, harnessing intelligence from external data and developing proprietary techniques.

• 15+ years of experience in AI/ML model development, with a proven track record in credit financial services.
• Proven track record in development and deployment of models leveraging machine learning, deep learning & NLP approaches.
• Advanced degree in Computer Science, Engineering, Statistics, or a related field.
• Exceptional communication skills, with the ability to articulate complex technical concepts to non-technical stakeholders and executives.
• Strong connections with the AI/ML ecosystem in India is a plus.
• Highly proficient in technical understanding of AI/ML languages such as Python and libraries; frameworks such as TensorFlow, Py Torch, Scikit-learn etc.
• Strong experience in leading model deployment on cloud environments - big plus.
• Desire and ability to work in a dynamic, innovative, fast-paced environment.

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