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104 Mercedes-Benz Research and Development India Jobs

Retail Credit Analyst

Mercedes Benz Research and Development India Pvt.Ltd.

 · 

3.8

 based on 1.6k Reviews

3-8 years

Pune

1 vacancy

Retail Credit Analyst

Mercedes-Benz Research and Development India

posted 2mon ago

Job Role Insights

Flexible timing

Key skills for the job

Customer Service Analysts Hospital Administration Automotive Engineering MS Office Home Loans

+ 3 more

Job Description

Objective
To analyze and assess credit risk of Retail passenger car and commercial vehicle loans and make prudent credit recommendation / first decision to Management under MBFS credit rules and guidelines
Responsible for projects to improve credit operation functions
To identify risk and assess customer s credit worthiness and ability to service the debt and provide credit recommendation / first decision to the management via comprehensive credit write-up
To conduct the credit write up within TAT guideline with the completeness of the required documents
To ensure the terms and condition of approved credit facilities are met before actual credit drawdown
To support sales and administrative teams with portfolio analysis and queries
To support company projects and initiatives
Accountabilities
Assess and analyse credit worthiness of the individual or corporate applying for an automotive loan and whether the loan is payable by the individual or corporate for the term of the loan.
The analyst will use MBFSI processes, credit and fraud tools/systems as well as policies to arrive at lending decisions.
The analyst be resolution oriented with good communication and customer service skills.
The analyst will also support sales and administrative teams in reviewing portfolio, streamlining processes, automating activities and product development as well as achieve goals and KPIs as set by the company.
Qualifications
Education & Work experience
Master Degree/MBA, Finance, or related fields
At least 3-8 years experience in a commercial lending environment from international bank or finance company
Strong verbal and written command of English and good computer literacy (Microsoft Office)
Critical and soft skills knowledge
Good team player, willing to learn and adapt to an international environment.
Able to work hard and occasionally after office hours to get the job done in time.
Strong self-motivation and ability to work under pressure with high responsibility
Good credit analytical skills
Competencies
Integrity, Passion, Discipline, Respect

Employment Type: Full Time, Permanent

Read full job description

Mercedes-Benz Research and Development India Interview Questions & Tips

Prepare for Mercedes-Benz Research and Development India roles with real interview advice

Top Mercedes-Benz Research and Development India Retail Credit Analyst Interview Questions

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Q3. What would you do when you found your co-worker stealing a product or money ?
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What people at Mercedes-Benz Research and Development India are saying

What Mercedes-Benz Research and Development India employees are saying about work life

based on 1.6k employees
76%
79%
43%
96%
Flexible timing
Monday to Friday
No travel
Day Shift
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Mercedes-Benz Research and Development India Benefits

Submitted by Company
Work Hard and Live Fully
Fostering a Diverse Workplace
Stability, Safety, Security
Tech-enabled Day-to-Day processes
Submitted by Employees
Free Food
Cafeteria
Health Insurance
Work From Home
Team Outings
Soft Skill Training +6 more
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Pune  (1)
Pune Office
Embassy Tech Zone Embassy Tech Zone, Building Congo, Block 1.3, Rajiv Gandhi Infotech Park, Hinjewadi Phase II, Pune – 411057 Pune
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