Credit Underwriter Role - Corporate International Banking (8-14 yrs)

Credit Underwriter - Corporates US banking

Job Description:

- 8 years of relevant experience in US Banking - detailed credit memo writing. The role involves conducting company analysis, including financial statement analysis, industry analysis, peer analysis, and assessing the creditworthiness of large corporates. Experience in asset-based or secured lending is a must.

Desired Qualifications:

- MBA Finance (mandatory)/CFA/Chartered Accountants.

- Extensive experience in assessing credit worthiness of the borrowers based on qualitative and quantitative factors.

- Distinguishes between critical and irrelevant pieces of information. Gathers information from a variety of sources to reach a conclusion.

- Working Knowledge of Credit Products life cycle specially on commercial loan products.

- Ability to prepare internal memorandums while identifying and mitigating risk.

- Strong knowledge of preparation and analysis of projected and proforma based financial statements.

- 8+ years of Commercial Banking Portfolio Management experience.

- Responsible for performing financial analysis, calculating financial covenants, calculating yield, performing industry analysis, performing revenue analysis and preparing the financing memorandum.

- Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios as well as underwriting, and providing reliable QC of junior team members' work depending on requirement.