Kotak Mahindra Bank - Credit Analyst - Wholesale Banking - CA/IIM/ISB/MDI/FMS (3-11 yrs)

Job Role:

- Preliminary screening of commercial real estate financing transactions and structuring

- Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner.

- Interaction with client to understand their business model, organization structure and financing needs. Also resolution of queries and collection of information on ongoing basis

- Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations

- Presenting the proposal to sanctioning authorities

- Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts

- Preparing term sheets

- Checking disbursements to ensure compliance with sanctioned terms.

Job Requirement :

- CA or MBA from premium institute.

- 3+ years of experience as Credit Analyst understanding of real estate is essential

- Computer savvy with experience in Word, Excel, Access, Power point and other analytical tools.

- Conversant with financial modeling

- Knowledge of finance, accounting, corporate & general law and taxation

- The individual in this position must be results oriented and must possess excellent oral and written communication skills