Senior Risk Analyst

Role/ Job Title: Senior Risk Analyst

Function/ Department: Retail Business Risk

Job Purpose:

The role entails leading Projects within Risk technology (Posidex, Bureau, etc) and Projects within the Risk vertical and Infrastructure activities within the Risk Technology, at the enterprise level. It will be responsible for designing/redesigning strategies related to effective and efficient implementation of risk strategies across the lending systems and take care of the implementation and maintenance of POSIDEX, Bureau, etc. for the entire bank and also implementation and maintenance of Other Application as applicable within the Risk/Lending Ecosystem. It includes building up systems, process and culture amenable to the scale and consistency of delivery. The role will closely collaborate with the Business/Product teams and teams of Credit, Risk, IT and project management. The role is responsible for all regulatory reporting and compliances with regards to its function.   

Roles & Responsibilities:

• Conceptualize and implement enterprise wise projects related to the deduplication, Bureaus and Lending systems.
• Manage the entire project life cycle, from concept to implementation for the vertical. Project review meeting and tracking progress and take necessary actions and timely escalations as needed
• Working and planning various interfaces/integration requirements in the enhancements/projects. UAT Planning and Management
• Finalizing the architecture, if need be, in-line with enhancements within existing set-up with respect to various application integration point of view.
• Ensure design and delivery of Projects and improvements continuously through guiding and leading team of analysts and testers.
• Regular interaction with the stakeholders to understand and manage their requirements.
• Drive improvements in processes and applications to implement operational strategies aligning with the organizations objective.
• Regular review meetings with the senior Management on the progress.
• Guide Larger Cross functional teams for any functional/technical Inputs, Performance Improvement initiatives, Process streamlining Initiatives.
• Management and adherence to the internal and external audit requirements.
• Facilitate the establishment of a seamless risk management infrastructure and strategy across the entire lending framework of the bank
• Lead continuous improvement of risk systems, processes and practices taking into account international best practices, evolving regulatory/international standards and the business environment
• Prepare and ensure adherence to the risk technology budget
• Define an optimum organization structure for the risk technology function so that resources are optimally utilized and communication can take place in an efficient manner
• Mentor and coach junior team members/Peers to percolate ethos of customer centricity, innovation, compliance and integrity 
• Create environments for constant innovation and sharing of ideas bottom up to serve the customers needs holistically