Area Credit Manager

Role & responsibilities

• Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
• Verifying borrowers' track record & ascertaining their credit worthiness.
• Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
• Understanding the customers requirements and ensuring quick service delivery
• Set up audit framework. Carry out audits and get closure on items
• Basic Analytics and MIS reporting to various stakeholders.
• Monitor and enforce approval rate and TAT as per prescribed standards.
• Vendor Management.

Candidate Requirements:

• Minimum 5 years of experience in SME Credit
• Knowledge of the local geography and industry
• Willing to travel frequently for customer visits