HCL MEGA DRIVE For Australian Mortgage Underwriting

HCL MEGA DRIVE FOR Australian Mortgage Underwriting

PLEASE ATTEND ONLY IF YOU HAVE RELEVANT EXPERIENCE

Chennai Walk-in Details:

Date: 19,20 Dec 2024

Timing : 11:00AM to 2:00 PM

Interview location : TOWER 5 - HCL Elcot Sez, Sholinganallur, Chennai, Tamil Nadu 600119

HR Contact: Priya/ Nikita

Years of Experience - 2 TO 6 YEARS

Bangalore Walk-in Details:

Date: 21 Dec 2024

Timing : 10:00AM to 3:00 PM

Interview location : HCL Tech, ITPL SEZ, Aviator Building, 8th Floor Unit-B, Whitefield Main Rd, Bengaluru, Karnataka 560066

HR Contact: Yanosh/ Samrin/ Suganthi

Years of Experience - 2 TO 6 YEARS

Important Note:

• Candidates who can join immediately or 1 month of notice period are preferred

Location : Chennai/ Bangalore

Shift Time 6.00 am to 4.00 pm

Domain: Australian Mortgage Credit Decision (Underwriting)

Job Summary:

The ideal candidate will be tasked with auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. Responsibilities include meticulously reviewing loan applications, assessing documentation accuracy. Verifying adherence to established lending criteria and identifying any deviations or discrepancies.

Responsibilities:

• Must have experience in analysis of customers current financial position, employment history, credit history, credit needs, ability to pay and the asset being offered as security.
• Well-versed with the 4 Cs of Credit.
• Extensive skill to adhere to regulatory and company guidelines and should be able to understand complex-subject matters quickly.
• Experience in assessing the credit risk associated with each loan application and providing an outcome regarding Approval/decline of the loan application.
• Experience in lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicants credit worthiness.
• Experience in reaching out to external stake holder communication via calls with Brokers/Lenders.
• Expertise in Customer centric communication with positive repo building.
• Excellent written and verbal communication skills.

Qualification & Experience:

• Bachelors or Masters degree in any field.
• 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
• Proven work experience as a Mortgage Underwriter or similar role
• Strong understanding of Australia, USA, or UK lending regulations is essential for this role.

Perks and Benefits :

MNC

Cab facility (two way) (Upto 30 Kms Only)

Salary : great in the industry

Excellent working environment

Free Cab for female employees

International Trainers

World class exposure

How You'll Grow

At HCL Tech, we offer continuous opportunities for you to find your spark and grow with us. We want you to be happy and satisfied with your role and to really learn what type of work sparks your brilliance the best. Throughout your time with us, we offer transparent communication with senior-level employees, learning and career development programs at every level, and opportunities to experiment in different roles or even pivot industries. We believe that you should be in control of your career with unlimited opportunities to find the role that fits you best.

Why Us

We are one of the fastest-growing large tech companies in the world, with offices in 60+ countries across the globe and 222,000 employees.

Our company is extremely diverse with 165 nationalities represented.

We offer the opportunity to work with colleagues across the globe.

We offer a virtual-first work environment, promoting a good work-life integration and real flexibility.

We are invested in your growth, offering learning and career development opportunities at every level to help you find your own unique spark.