Credit Manager - Fintech

Job Summary:

The Credit Manager is responsible for overseeing the companys credit policies, managing credit risk, and ensuring timely collections. This role involves analyzing credit data, establishing credit limits, and steps to mitigate Financial Risk.

Key Responsibilities:

Develop and implement credit policies and procedures to minimize risk.Analyze credit applications and financial statements to assess creditworthiness.

Set and review credit limits for customers based on analysis and business needs.

Collaborate with sales and finance teams to manage customer credit effectively.

Prepare reports on credit performance and aging receivables for management.

Hind sighting of loans across different collection buckets

Ensure compliance with legal and regulatory requirements related to credit management.

Qualifications:

4-5 years of experience in credit management or related financial roles.

Strong analytical skills with the ability to interpret financial data.

Knowledge of relevant regulations and compliance issues.

Preferred Skills:

Experience in NBFC and Fintech preferred.

Strong problem-solving abilities and attention to detail.