Immediate Hiring -Credit Relationship Manager -Electronica finance ltd

Job Description:
👉 Doing PD.
👉 Checking and appraising proposals, scrutinizing documents including Cibil analysis by ensuring proper KYC etc. before sanctioning with proper TAT and Quality and presenting the same to Credit manager/Senior credit managers at HO directly or through Credit team at HO.
👉 Handling all system related work including entry into DMS, Jayam System etc.
👉 Reference check of the customers from neighbors, customers, suppliers, market and/or existing customers.
👉 Coordinating with the team. Keeping update about market scenario in his area and giving constant updates to Head office credit team.
Primary assessment & analysis of reasons of non-starter cases.

Experience and Knowledge:
👉 Having at least minimum 3-5 years experience from BFSI preferably for underwriting experience in loan products
👉 Should have knowledge about Financial statements (preferably understanding of Balance Sheet, ratios & P&L analysis), Banking, CIBIL reports, etc.

Technical/Managerial Competencies Required:
👉 Good experience in Credit
👉 Good in Balance sheet analysis, P&L analysis
👉 Good eye for detail
👉 Good analytical Skills
👉 Understanding of credit policies and procedures

Behavioral Competencies Required:
👉 Analytical thinking
👉 Commitment
👉 Result oriented
👉 Customer Centric
👉 Concern for quality