Credit Relationship Manager | Pune - P

Key Functions & Responsibilities:

• Doing PD.
• Checking and appraising proposals, scrutinizing documents including Cibil analysis by

ensuring proper KYC etc. before sanctioning with proper TAT and Quality and presenting the

same to Credit manager/Senior credit managers at HO directly or through Credit team at HO.

• Handling all system related work including entry into DMS, Jayam System etc.
• Reference check of the customers from neighbors, customers, suppliers, market and/or

existing customers.

• Coordinating with the team. Keeping update about market scenario in his area and giving constant updates to Head office credit team.
• Primary assessment & analysis of reasons of non-starter cases.

Experience and knowledge:

• Having at least minimum 3-5 years experience from BFSI preferably for underwriting experience in loan products
• Should have knowledge about Financial statements (preferably understanding of ratios & analysis), Banking, CIBIL reports, etc.

Education:

Experience:

Language Skills: English, Hindi and Local language.

Technical / Managerial Competencies Required:

• Good experience in Credit
• Good in Balance sheet analysis, P&L analysis
• Good eye for detail
• Good analytical Skills
• Understanding of credit policies and procedures

Behavioral Competencies Required:

• Analytical thinking
• Commitment
• Result oriented
• Customer Centric
• Concern for quality