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93 Diversey Jobs

Credit analyst

5-7 years

Hyderabad / Secunderabad

1 vacancy

Credit analyst

Diversey

posted 4mon ago

Job Role Insights

Flexible timing

Job Description

We are looking for a professional Credit Analyst to determine our customers creditworthiness. A credit analyst, also known as a credit risk analyst, determines the creditworthiness and risk profile of an individual or business by analyzing their financial data and deciding whether or not to extend them credit.
Tasks, Duties, & General Responsibilities:
  • Assessing and maintaining credit limits and assigning credit risk categories for new and existing customers within the company Credit Policy guidelines
  • Delivering of financial recommendations to the business based on financial matrixes.
  • Supporting credit analysis team lead, global AR lead and all member of Treasury organization with daily management tasks related to credit analysis.
  • Writing detailed reports - Create reports using charts, graphs and other visual aids to help make credit decision.
  • Recording anticipated economic environment changes.
  • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc).
  • Complete ratio, trend and cash flows analyses and create projections.
  • Determine in depth the degree of risk involved.
  • Adhere to credit policy and guidelines.
Qualifications
  • 5-7 years proven working experience as a credit analyst.
  • Proven working experience as a credit analyst.
  • Ability to analyze cash flows, leverage, collateral and customer strength.
  • Requires careful attention to detail.
  • Strong problem solving, time management, and critical thinking skills.
  • Ability to work independently and meet tight deadlines.
  • Strong communication and presentation skills.
  • Sound judgement.

Employment Type: Full Time, Permanent

Functional Areas: Banking/Insurance

Read full job description

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Flexible timing
Monday to Friday
Within country
Day Shift
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Diversey Benefits

Job Training
Health Insurance
Soft Skill Training
Free Transport
Cafeteria
Work From Home +6 more
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