Portfolio Manager

About The Role :Job Title:RPM Portfolio Manager (US)

Corporate Title:Vice President

Location:Mumbai, India

ABOUT CORPORATE BANK RISK & PORTFOLIO MANAGEMENT

In todays fast-moving, ever-changing business landscape, companies need more than just outstanding business models to perform. They need a strong insight to achieve their business objectives. CB Trade Finance & Lending is a market leader in trade finance, corporate lending and securities services, we are also at the forefront in the provision of strategic thinking and the creation of global solutions.

Risk & Portfolio Management (RPM) is part of CB Trade Finance & Lending (TF&L) division and provides risk management and governance by closely interacting with TF Sales, TF Structuring, CRM, Legal, CLM and AFC. RPM globally present and is a core driverof building out CBs 1st LoD Credit Risk Management Capabilities via single name support, , portfolio risk monitoring and management and end-to-end business support.

Role Description

Risk and Portfolio Management (RPM) is looking for looking for extremely bright candidates with a Finance / Credit Risk background, to manage and build a new 1st Line of Defence Rating- and Risk Governance team.

The role is categorized as Risk & Portfolio Manager and would suit an ambitious individual looking to further develop their credit risk and portfolio management skills in a challenging, fast paced environment, where the team and individual can make significant contribution for the global Corporate Bank - Trade Finance and Lending Business.

What we'll offer you

As part of our flexible scheme, here are just some of the benefits that youll enjoy,

Best in class leave policy.

Gender neutral parental leaves

100% reimbursement under childcare assistance benefit (gender neutral)

Sponsorship for Industry relevant certifications and education

Employee Assistance Program for you and your family members

Comprehensive Hospitalization Insurance for you and your dependents

Accident and Term life Insurance

Complementary Health screening for 35 yrs. and above

Your key responsibilities

Undertake accurate and timely, indicative credit rating analysis of counterparties (Corporates and FIs) analysis of financial statements, other financial information, macro- and microeconomic indicators including cash flow analysis, and peer analysis.

Write rating reports and document results of credit reviews/analysis for initial screening of prospect and existing borrower groups

Active participation in calls with business and the borrower in order to ensure reflection of up to date developments,

On-going monitoring & surveillance of the assigned international portfolio with the team - , including rating changes, market/industry developments, news events, etc and assessing the impact on credit worthiness of the counterparty, keeping DB's exposure in mind.

Understand the various banking products (including Trade Finance and Derivatives) and credit documentation for the same. Support business with appropriate checks and its inclusion in the credit applications reviews and share results with Credit Risk Management.

Manage the assigned, global credit portfolio and assist senior decision makers to make informed decisions based on substantiated recommendations

Interface directly across with the business colleagues Coverage and TF&L - and other stakeholders including credit risk management and prioritise rating reviews in line with their needs.

As and when the team is built, also participate in ad-hoc projects related to portfolio exercises (industry/regional exercise), regulatory developments, sector notes, audit exercises and support onshore RPM and business teams with their strategy implementation.

Ensure compliance with relevant and applicable local and global regulatory and policy requirements

Your skills and experience

Technical Skills

Bachelors/Masters degree in Economics, Finance or Engineering. Additional certification like Financial Risk Management (FRM) or Chartered Financial Analyst (CFA) would be a plus

10-12 years of work experience in relevant field of Finance and/ or Governance

In-depth understanding of regulatory risk topics such as Risk-Weighted Assets (RWA), Loss Give Default (LGD), Asset Quality, and Regulatory Capital

Strong analytical skills and credit background

Knowledge of Trade Finance & Lending products, credit risk and hedging is a plus

Excellent communication skills at all levels, including the ability to interact successfully with stakeholders

Behavioral Skills:(e.g. communication skills)

Team management experience and willingness to build a team

Openness to adapt new technologies and to find a way to add value with further progressing automation levels

Ability to handle multiple and often competing tasks under tight deadline

Able to think and work independently while supporting team goals and objectives

Experience of setting up and leading team would be a plus

Meticulous, with a focus on the detail

Decisiveness and performance oriented

Demonstrated flexibility and willingness to work for a global team with intensive international exposure cross multiple time-zones (US, EMEA and APAC)

How we'll support you

Training and development to help you excel in your career.

Coaching and support from experts in your team.

A culture of continuous learning to aid progression.

A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information:



https://www.db.com/company/company.htm

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.