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2 Ujjivan Financial Services Credit Officer Jobs
Credit Officer-Housing Loans
1-4 years
₹ 2 - 3.45L/yr (AmbitionBox estimate)
Lucknow, Nagaur
1 vacancy
Credit Officer-Housing Loans
Ujjivan Financial Services
posted 5mon ago
Job Role Insights
Fixed timing
Key skills for the job
Job Description
- Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity
- Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
- Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
- Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
- Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults
- Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts
- Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns
- Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders
- Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities
Employment Type: Full Time, Permanent
Functional Areas: Banking/Insurance
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What Credit Officer at Ujjivan Financial Services are saying
Rating based on 20 Credit Officer
reviews
Anonymous · Risk Management & Compliance
in Nagercoil
Good team work good environment in working culture
- Job security - Good
Higher authority dominated and same department motivate is less
- Salary - Bad
Credit Officer salary at Ujjivan Financial Services
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What Ujjivan Financial Services employees are saying about work life
Ujjivan Financial Services Benefits
Job Training 
Health Insurance 
Soft Skill Training 
Team Outings 
Education Assistance 
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