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4 Standard Chartered Credit Analyst Jobs
Credit Analyst, BB BWC
1-3 years
₹ 13.5 - 8.25L/yr (AmbitionBox estimate)
This is an estimate of the average salary range for this
position. It has not been reviewed by the company, and
the actual salary may differ.
Bangalore / Bengaluru
1 vacancy
Credit Analyst, BB BWC
Standard Chartered
posted 1mon ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
Job Summary
This role is within Business Banking for Credit analyst is for Analyse financials, banking and other credit related activities
- Work in close co-ordination with people in operations at team CRC/ SME Ops to ensure disbursal of the cases in time.
- Assessment of documentation provided for sanctioning of facilities
- Monitoring of post sanction condition compliance in time bound manner.
- Coordinating with various teams for sanctioning of facilities including vendors.
- Ensuring timely compliance of Asat for valuations and ECDD approvals of Business banking loans and documentary compliance
- Day-to-day monitoring of MIS and control of the relationships i.e. accesses, deferrals, past dues overdue reviews etc.
Key Responsibilities
- ECDD activation and account opening as per bank guidelines
- Vendor management for timely legal/ valuation reports.
- Portfolio management support for coordinating with CRC/SME ops
- Astar compliance as per guidelines
- 100% commitment to code of conduct
- Timely completion of mandatory e-learning s
Strategy
- Responsible for the portfolio quality and risk including zero tolerance/ KYC.
- Meeting client time to time and check customer performance, discuss debtors stretch and probability of enhancement and other required products.
- Ensure to have OPAC (Operating Account) criteria satisfied, for example, Quarterly Churning in accounts, Tracking HV transactions and informing client time to time if churning not routing through us. In case of multiple banking proportionate churning to be checked.
- Client servicing through the Bank s Outserve mode with the aim of Customer delight
Business
- Support Relationship Managers in handling a group of relationships to meet revenue and profit targets for these relationship
- Handle deals, together with the RM, from concept to completion with particular emphasis on transaction structuring and documentation
- Support RM for NTB clients to onboard where there is a scope of Trade and Bundles FX
- To maintain close rapport with clients and provide quality service
- Prepare high Quality Business Credit Applications with minimum subsequent rework and time.
Processes
- Support RM Daily Annotation of the transaction as per the DOI,
- Respond on Transaction Monitoring, SAR, RFI , CDD actionable timely closure within TAT. No pendency.
- Review and closure of ASTAR items, covenants, deferrals, Pending Documents with in TAT
People & Talent
- Ensure no overdue and all covenants like Stock and Book Debt Statement/Stock Audit/NPA reporting / Exchange of Information in case Multiple Banking complied with
Risk Management
- and reporting of deteriorating credit risks in his/her portfolio and ensuring that necessary steps Prompt recognition are taken to minimize loss to the Bank
- Renewals of the accounts to be done in timely or any extension required then prior to BCA expired approvals to be taken , Fx Past due and MTM/Grading and actionable as per GPN and comply as per the country regulatory.
Governance
- 100% commitment to code of conduct
- Timely completion of mandatory e-learning s
Regulatory & Business Conduct
- Display exemplary conduct and live by the Group s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
- BB RMS - Agri & BWC
- Central Team - Agri & BWC
- CI Team
- External vendors
- CRC/Ops
- Policy
- ECDD
Other Responsibilities
- Embed Here for good and group s brand and values in India - Business banking team
- Perform other responsibilities assigned under group , country, Business or functional policies and procedures.
- Multiple functions (double hats)
Skills and Experience
- Computer proficiency
Qualifications
- Graduate Plus
12205
.
Employment Type: Full Time, Permanent
Read full job descriptionStandard Chartered Interview Questions & Tips
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People are getting interviews at Standard Chartered through
People are getting interviews through
(based on 173 Standard Chartered interviews)
Job Portal
Referral
Campus Placement
Company Website
Walkin
Recruitment Consultant
25%
23%
9%
7%
6%
6%
24% candidates got the interview through other sources.
High
Confidence
?
High Confidence means the data is based on a large number of responses received from the candidates.
What Credit Analyst at Standard Chartered are saying
Rating based on 18 Credit Analyst
reviews
Anonymous · Lending
in Kolkata, West Bengal
Likes
Medical benefits are good
Dislikes
Business team lacka focus on the core aspects
Read 18 reviewsCredit Analyst salary at Standard Chartered
reported by
180
employees
₹5
L/yr - ₹19.2
L/yr
38%
more
than the average Credit Analyst Salary in India
View more details
What Standard Chartered employees are saying about work life
based on 4.3k employees
Flexible timing
Monday to Friday
No travel
Day Shift
Standard Chartered Benefits
Submitted by Company
Time-off Being part of an inclusive culture Support for wellbeing challenges Proactive wellbeing support Flexible working
Submitted by Employees
View more benefits 
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