Manager/Assistant Manager - Product & Portfolio

This position would include the mentioned set of responsibilities but not limited to:

Key highlights of the role are listed below (purely indicative and not limiting):

• Consumer card product and complete life cycle management.
  
• Tracking Product profitability, key products parameters tracking and co-ordination with
  

all internal/external stakeholders for driving key interventions.

• Increasing Market share & profitable growth of the portfolio.
  
• SPOC for the Program for multiple departments.
  
• Identify, design and implement consumer credit card products for incremental business
  

growth.

• Manage existing consumer cards and ensure periodic monitoring of key parameters
  

and milestones.

• Strategic project implementation to offer value added services (VAS) like wallets,
  

scheme related projects, payment mechanisms, RCRL (LE_Upgrade) etc

• Deliver targeted numbers ensuring the targeted customer and channel mix.
  
• Deliver targeted profitability through efficient design and management of product
  

construct, fees and charges

• Monitor portfolio parameters and work closely with all departments for desired
  

portfolio quality & parameters.

• Ensure compliance with regulatory and industry requirements at all times.
  
• Manage all internal/external stakeholders including but not limited to Sales, Marketing, Operations, Customer Service, Finance, IT, Risk and Collections

Applicants should possess the following attributes:

• Passion, Curiosity and interest to learn the entire Credit Card Business
  
• Experience in Credit Card product and portfolio management. (Most Important 2 pointers)
  
• Experience in managing cobrands or strategic alliances.
  
• Exposure to Credit Card technology including issuance as well as merchant acquiring.
  
• Understanding of Indian Credit Card Industry and Regulations governing it.
  
• Strong business development and relationship skills
  
• Commercial skills, negotiation skills and domain expertise
  
• Product thinking, Problem solving, Strategic Orientation
  
• Tech Understanding, Hustle, Collaboration Skills
  
• Analytical Ability, Business Understanding, Marketing