Credit Manager - Education Loan (2-5 yrs)

Credit Manager - Education Loan

- A MBA or CA in Marketing and Finance will be preferred.

- Need a local language expert.

- Should be open for Travel within the state to ensure Physical Verification.

- 2 to 5 years of relevant in credit management experience in Loan Department.

- Manage daily Education Loan files and ensures that all loan files meet corporate and regulatory policies and procedures.

- Credit Appraisal Underwriting Maintaining the decision quality of appraisal and TAT for decisioning of the case.

- Meeting the loan borrowers and the applicants for personal interaction based on the risk profile of cases.

- Coordination with sales and operations Team.

- Assessment of borrowers profiles, repayment capacity and income stability.

- Understand and interpret results of financial analysis, banking analysis and bureau reports.

- Analysis of all customer related information in line with credit risk policy to check eligibility.

- Meeting and personal discussion (PD) with customers or consumers profile and loan requirement.

- Contribute to development of new techniques improvement of process and workflows by applying in-depth knowledge

- Develop recommendations to adjust credit policies by analysing credit and financial performance