Unit Manager/Senior Unit Manager - Risk

Position involves managing monthly update of product policies for BFL business and ensuring maintenance of policy database on the product program portal. Engaging with risk spocs and relevant stakeholders to ensure policy documents updates and SMT signoff is completed within timelines.
Also work cross-functionally into areas such as data reconciliation, financial analysis etc. Engaging with IT team to continuously upgrade to product program portal to improve user experience. Assist in horizontal risk projects.

Duties and Responsibilities

• Track and ensure the policy documents for all the BFL businesses are updated monthly.
• Ensure the updated policy document is uploaded on the product program portal and signoff is obtained from all stakeholders across departments including but not limited to Business, IT, Credit Operations, Underwriting, Collections, Finance, Legal & Compliance.
• Undertaking additional activities such as data reconciliation, business planning etc
• Publish monthly reports and dashboards to SMT.
• Act as a central contact between risk and IT teams for resolution of issues being faced in the usage of product program portal.
• Engage with IT team for implementation of new functionalities to improve user experience for the product program portal.
• Conduct discussions, raise user stories, perform UAT and deliver implementation of new functionalities within TAT in co-ordination with IT team.
• Prepare presentations for SMT reviews.
• Coordination within internal/external team to close all actionable items.
• Any other risk activity as warranted.

MAJOR CHALLENGES

• - Ensuring Sign-offs from stakeholders
• - Liasing with IT and other teams for implementing functionalities

Required Qualifications and Experience

Qualifications

• CA/MBA Finance / Postgraduate with 1-5 years in Finance/Regulation/Compliance

Work Experience

• Experience in Risk assessment / operations function of lending business.
• Deep understanding of Data, loss calculation, business planning etc
• 4-5 years of overall experience.
• Should have experience in handling inter department projects.
• Excellent Communication and Interpersonal Skills.
• Experience in data analysis and report drafting.
• Excellent Excel & Power Point proficiency, MS-Office
• Positive attitude and team player.
• Experience of establishing and maintaining relationships with business units / managers for managing day-to-day business.