Unit Manager - Risk

Job Purpose
Responsible for all Risk related data reporting to Senior Management Team.

This position is open with Bajaj Finance ltd.
Two Wheeler Loan offers loan to individuals. To manage the same, it will require handling data sets for portfolio management, and building model. This involves creating data models FLOWS/POD, defining custom objects, and architecting the overall system structure.

Furthermore, risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are data driven and analytical. In order to manage portfolio, reduce losses in the portfolio, identify high risk segments and identify new opportunities for business it requires good data skills to perform these activities. To create and implement Auth BRE process which will be common across all offers generated by campaign governance process or walkins. Duties and Responsibilities
Design and build Salesforce Flows to automate business processes, capture data, perform calculations in FLOWS.
Utilize the Salesforce Flow Builder to create interactive and user-friendly flows with screens, fields, and flow elements such as decisions, loops, assignments, and sub-flows.
Maintain detailed documentation of the solution architecture, design decisions, and system configurations for future reference and knowledge transfer.
Collaborate with cross-functional teams, including business stakeholders, sales, business support, and IT to understand and analyze business requirements.
Ensure compliance norms as per regulatory and organization guidelines.
Develop and maintain Salesforce reports and dashboards to track sales performance, pipeline, and other relevant KPIs.
Knowledge on performance/bounces & loss rates.
Keep self-updated on Two Wheeler industry.
Support business in various initiatives and promotions by enabling business growth and maintaining portfolio quality
Preparation of customized MIS, Executive deck and develop control points related to Sales Force formulas & Objects.
Regularly analyse sales performance to identify areas for improvement and formulate strategies to achieve goals.
Willingness to travel as required to meet with clients and attend industry events. Key Decisions / Dimensions
API Flows architecture, managing customer underwriting decision. Major Challenges
Getting clear understanding of workflow requirements for Underwriting, Operations & Risk Policy
Prioritization with COE & IT Required Qualifications and Experience
Qualifications
Min. Graduation required bachelor s.

Overall should have 3-5 years of experience
Bachelors degree in Computer Science, Information Technology, or a related field.
Salesforce Certified Technical Architect (CTA) certification is highly desirable.
In-depth knowledge of Salesforce platform capabilities, data modeling, and integration patterns.
Excellent Excel & Power Point proficiency
Should have fundamental understanding of risk parameters and risk portfolio management
Basic understanding of IT skills
Self-motivated, goal-oriented, and able to work independently.
Proven track record of successful B2B experience, preferably in risk management, financial services, or related industries.
Strong understanding of risk management concepts and principles.
Proficiency in using CRM software and sales tools.