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PNB Housing Finance

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1 PNB Housing Finance Area Credit Manager Job

Area Credit Manager

7-10 years

₹ 14.7 - 16.3L/yr (AmbitionBox estimate)

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This is an estimate of the average salary range for this position. It has not been reviewed by the company, and the actual salary may differ.

Kolkata, Mumbai, New Delhi + 4 more

1 vacancy

Area Credit Manager

PNB Housing Finance

posted 9mon ago

Job Description

1)Oversee the under writing of the loans in the Hub region.
2)Evolve underwriting norms customized to the local market needs and update the U/W bulletins.
3)Work closely with the S & D team & support on offering innovative product offerings.
4)Liaison with the Underwriting Head at the HO and creates templates.
5)Review the underwriting process at Hub level.
6)Decision on IHLs cases based on PNBHFL policies, processes and merits of the case.
7)Approve projects in the hub region.
8)Forward request beyond the statutory limit to the HO.
9)Work closely with the CGM risk on builder financing approval related issues.
10)Manage external agents involved in the verification process.
11)Co-ordinate with the recoveries team and generate business insights.
12)Responsible for technical evaluation of properties in the hub region.
13)Formulate technical evaluation processes and policies in the hub region.
14)Manage the technical evaluation process across the organization.
15)Manage the legal evaluation process in the Hub region.
16)Responsible for fraud management and risk mitigation activities
Behavioural
1)Peoples Manager
2)Result orientation with execution
3)Innovation and transformation
4)Cross functional team synergy
5)People Development
6)Customer centric Orientation
7)Excellent communication and interpersonal skills
Functional
1)High energy professional.
2)Technical & functional expertise
3)Strong analytical skills and rich experience conceptualising financial strategy.

Employment Type: Full Time, Permanent

Read full job description

PNB Housing Finance Interview Questions & Tips

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What Area Credit Manager at PNB Housing Finance are saying

3.6
 Rating based on 7 Area Credit Manager reviews

Likes

Nothing very much

  • Salary - Excellent
  • +4 more
Dislikes

Hectic routine as there is daily pressure for login , sanction and disbursement..

Read 7 Area Credit Manager reviews

Area Credit Manager salary at PNB Housing Finance

reported by 51 employees with 5-10 years exp.
₹9 L/yr - ₹22 L/yr
29% more than the average Area Credit Manager Salary in India
View more details

What PNB Housing Finance employees are saying about work life

based on 1.1k employees
53%
42%
51%
97%
Strict timing
Monday to Saturday
Within city
Day Shift
View more insights

PNB Housing Finance Benefits

Submitted by Company
Equal Employment Opportunity and Inclusion
Comprehensive Insurance Coverage
Housing Loan Facility
Car Lease Policy
Day Care Benefit Program
Submitted by Employees
Job Training
Health Insurance
Soft Skill Training
Team Outings
Work From Home
Cafeteria +6 more
View more benefits

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Area Credit Manager

7-10 Yrs

Kolkata, Mumbai, New Delhi +4 more

9mon ago·via naukri.com
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