Principal - Structured Finance (7-12 yrs)

Job Title: Principal

Grade Band: Middle Management ( MM )

Work Location: Mumbai

BU/Department: Structured Finance

Reports to: Zonal Head: Structured Finance

Position Summary:

- The incumbent have to work along with the Zonal Head - Structured Finance. The incumbent will get to work on the entire transaction cycle, right from discussion on financing requirement with client, undertaking due diligence, structuring the transaction, negotiating term sheet with client.

- The role also involves post disbursement regular monitoring of the health of the client throughout the loan tenor and conducting reviews at stipulated intervals.

Essential Duties and Responsibilities:

- Assist the team on live transactions as well in business development.

- Support team in transaction appraisal & execution, including preparation of detailed credit appraisal of transactions, preparing financial model, project evaluation, industry analysis, risk assessment & mitigation, financial analysis, sensitivity analysis, preparation of transaction documents and conducting site-visits.

- Present investment proposals before the Credit Committee/Senior Management, substantiating analysis and merits of the transactions.

- Work with the team in legal documentation, execution of legal agreements, KYC checks & compliance, disbursement, and coordination between the customer, legal, operations, internal audit, accounts and treasury teams.

- Post Disbursement Portfolio Monitoring including collection monitoring, project tracking, managing account formalities and responding to credit events.

- Track industry dynamics and regulatory trends.