Urgent Hiring - Credit Manager - Delhi ( Janakpuri )

Job Description: Credit Manager (Female Preferred)

Location: Janakpuri, New Delhi
Office Hours: 10:00 AM - 7:00 PM
Remuneration: Dependent on Interview

We are looking for a highly motivated and experienced Credit Manager to join our team. The ideal candidate will have a strong background in finance, with the ability to assess creditworthiness and manage risk effectively. This is an exciting opportunity for individuals looking to grow their career in finance.

Key Responsibilities:

• Lead Management: Handle leads received through online digital marketing channels, ensuring smooth client interactions.
• Creditworthiness Evaluation: Review all relevant financial documents and assess clients' creditworthiness to make informed decisions.
• Credit Scoring Models: Develop and implement credit scoring models to predict potential risks and help in decision-making.
• Loan Approval/Reject Decisions: Evaluate loan requests based on clients' credibility, potential revenues, and risk assessment. Approve or reject loan applications accordingly.
• Interest Rate Calculation: Determine appropriate interest rates for approved loans based on various risk factors and market conditions.
• Negotiation: Engage with clients to negotiate loan terms, ensuring mutually beneficial agreements.
• Reporting: Prepare detailed reports on credit assessments and risk evaluations for senior management.
• Collections Monitoring: Monitor and track loan repayment schedules to ensure timely collections, addressing any payment delays proactively.

Qualifications:

• Education: B.Com, M.Com, or MBA in Finance or a related field.
• Experience: Minimum of 1 year of experience in credit management or finance roles.
• Skills:
• Strong analytical and problem-solving skills.
• Good understanding of financial statements and credit analysis.
• Ability to work independently and manage multiple tasks.
• Excellent communication and negotiation skills.

How to Apply:

Interested candidates are invited to send their updated CVs to either of the following email addresses:

• hr@dfaipl.com
• hrcreditpey@dfaipl.com