Credit Manager - Home loan / LAP

Designation : Credit Manager

Desired Candidate Profile :

Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)

Understanding of local business and micro economy

Local candidates preferred

Immediate joiners or less than 15days notice period candidates preffered

Key Roles and Responsibilities :

1. Evaluation of Proposals put up for recommendation / approval as per credit policy.
2. Customer visit and discussions to assess the loan requirement.
3. Customer business and income assessment.
4. Understanding the business thoroughly for self-employed non-professional profiles.
5. Ascertaining and Validating the revenue streams and expenditure of the business.
6. Should be able to see through the potential risks of the proposal.
7. Should have ability to do due diligence without sufficient and formal documents / data.
8. Files Checking as per Credit Policy.

Please share your resume at swathi@aavas.in or Whatsapp (9257028600)