Yes Bank Personal Banker Authoriser Interview Questions and Answers

Q1. Tell me about accounting
Ans. 
Accounting involves recording, analyzing, and reporting financial transactions of a business or organization.
• Accounting is the process of recording financial transactions.

• It involves analyzing financial data to make informed business decisions.

• Accounting also includes preparing financial statements like balance sheets and income statements.

• There are different types of accounting such as managerial accounting and financ
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Q2. What is saving account
Ans. 
A savings account is a type of bank account where you can deposit money and earn interest on the balance.
• Savings accounts typically have lower interest rates compared to other types of accounts like CDs or money market accounts.

• They are designed for saving money rather than frequent transactions.

• Withdrawals from savings accounts are usually limited to a certain number per month.

• Some savings accounts may require a minim...read more
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Q3. Why are choosing this job
Ans. I like banking jobs I'm interested on accounting
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Don't remember clearly but same as ibps set.

Given one topic then we have to discuss.

Q1. Flexibility regarding job
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Q2. Skills at work place
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Q3. I don't remember
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Q1. What is experience in current organisation where u work and why r u leaving.. That s all .
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BFSI sector related discussion

Q1. Introduction, last job profile
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Q1. Locations, previous CTC
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Q1. Tell me about my self
Ans. 
I am a dedicated and detail-oriented individual with a passion for helping others achieve their financial goals.
• I have a background in finance and customer service

• I excel at building relationships with clients and providing personalized financial solutions

• I am skilled at analyzing financial data and making informed decisions

• I am committed to upholding ethical standards and ensuring compliance with banking regulations
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Q2. Why you want to join here
Ans. 
I am passionate about helping individuals achieve their financial goals and believe my skills align well with the role of a Personal Banker Authoriser.
• I have a strong background in finance and customer service

• I enjoy working in a fast-paced environment and problem-solving

• I am motivated by the opportunity to assist clients in managing their finances effectively
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How to handle you selected in this position

All banking related questions

Q1. Banking related questions
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Q2. Current book size of your branch and casa
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Q3. Team handling experience
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Q1. Operations related questions were asked.
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Q2. How fake note is detected??
Ans. 
Fake notes can be detected by checking for security features and using special equipment.
• Check for watermarks, security threads, and color-shifting ink

• Use UV lights to check for fluorescent markings

• Use counterfeit detection pens to check for chemical reactions

• Compare the note to a genuine one for differences in texture and design

• Use currency counting machines with counterfeit detection capabilities

• Train employees on ho
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Q3. What is AML And KYC?
Ans. 
AML stands for Anti-Money Laundering and KYC stands for Know Your Customer. Both are important measures to prevent financial crimes.
• AML is a set of regulations and procedures designed to prevent money laundering and terrorist financing.

• KYC is the process of verifying the identity of customers and assessing their potential risks.

• AML and KYC are important for banks and financial institutions to comply with regulations an...read more
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