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Wonder Home Finance Area Credit Manager Interview Questions and Answers

Updated 19 Dec 2024

Wonder Home Finance Area Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Brief profile of yourself
  • Q2. Challenges faces by credit in affordable housing segment

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and study about home loan before going to interview

Area Credit Manager Interview Questions & Answers

user image Astha Srivastava

posted on 30 May 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Job profile Experience Family background
Round 2 - Head 

(1 Question)

  • Q1. Related to Profile and market

Area Credit Manager Interview Questions Asked at Other Companies

Q1. What are the financial parameters check while file approval for s ... read more
Q2. What's is the profit margin trading ,service ,manufacturing unit
Q3. How will you assess the customer with low cibil score
Q4. Bylaws of local mortgages, Equitable Mortgage and registered mort ... read more
Q5. Volume of files handled and approval to login ratio

Interview questions from similar companies

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-

I applied via Company Website

Round 1 - One-on-one 

(5 Questions)

  • Q1. How to location
  • Q2. Sir this work from home
  • Q3. Payment is hand sir
  • Q4. Sir how to my work
  • Q5. Sir good company this very nice
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Online test was conducted by placement

Round 2 - Group Discussion 

Moneyless economy in India; advantages ve disadvantages

Round 3 - HR 

(1 Question)

  • Q1. Why do you want to work in sales
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Good hr policy and good to talk
Round 3 - Group Discussion 

Tcm rcm and zbh taken interview

Interview Preparation Tips

Interview preparation tips for other job seekers - Always speak truth
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
  • Ans. 

    Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.

    • Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

    • Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.

    • Bank statements show a person's i...

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. How long do you see with our company
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. What is DSCR? How is it important?
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to evaluate a company's ability to pay its debt obligations.

    • DSCR is calculated by dividing a company's operating income by its total debt service obligations.

    • A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.

    • Lenders often use DSCR to assess the creditworthiness of a borrower before extending a ...

  • Answered by AI
  • Q2. What ratios are important and why?
  • Ans. 

    Important ratios for credit analysis include debt-to-equity, current ratio, and interest coverage ratio.

    • Debt-to-equity ratio: Indicates the proportion of debt used to finance a company's assets. A lower ratio is generally preferred.

    • Current ratio: Measures a company's ability to cover its short-term liabilities with its short-term assets. A ratio above 1 is ideal.

    • Interest coverage ratio: Shows a company's ability to pay...

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Tell me something about yourself?
  • Q2. What did you do in your last organisation?

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself. Keep calm and answer what you know
Round 1 - Aptitude Test 

There will be some question related to aptitude you to clear it for 2nd round

Round 2 - HR 

(1 Question)

  • Q1. Hr will connect you for introduction and basic info and payout
Round 3 - One-on-one 

(1 Question)

  • Q1. Final round will be conduct by process manager

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for product knowledge, comm skill
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Regarding the process of the role
Round 2 - One-on-one 

(1 Question)

  • Q1. Questions regarding Credit

I was interviewed before Apr 2021.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Good experience
  • Q2. Discuss properly CTC
  • Q3. As per experience current organisation and basr current CTC high

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Wonder Home Finance Interview FAQs

How many rounds are there in Wonder Home Finance Area Credit Manager interview?
Wonder Home Finance interview process usually has 1-2 rounds. The most common rounds in the Wonder Home Finance interview process are HR and One-on-one Round.
What are the top questions asked in Wonder Home Finance Area Credit Manager interview?

Some of the top questions asked at the Wonder Home Finance Area Credit Manager interview -

  1. Challenges faces by credit in affordable housing segm...read more
  2. Related to Profile and mar...read more
  3. Brief profile of yours...read more

Tell us how to improve this page.

Wonder Home Finance Area Credit Manager Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
View more

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Wonder Home Finance Area Credit Manager Salary
based on 5 salaries
₹8 L/yr - ₹12 L/yr
18% less than the average Area Credit Manager Salary in India
View more details

Wonder Home Finance Area Credit Manager Reviews and Ratings

based on 10 reviews

4.8/5

Rating in categories

4.7

Skill development

4.8

Work-life balance

4.4

Salary

4.7

Job security

4.8

Company culture

4.5

Promotions

4.7

Work satisfaction

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