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Wonder Home Finance Area Credit Manager Interview Questions and Answers

Updated 19 Dec 2024

Wonder Home Finance Area Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Brief profile of yourself
  • Q2. Challenges faces by credit in affordable housing segment

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and study about home loan before going to interview

Area Credit Manager Interview Questions & Answers

user image Astha Srivastava

posted on 30 May 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Job profile Experience Family background
Round 2 - Head 

(1 Question)

  • Q1. Related to Profile and market

Area Credit Manager Interview Questions Asked at Other Companies

Q1. What are the financial parameters check while file approval for s ... read more
Q2. What's is the profit margin trading ,service ,manufacturing unit
Q3. How will you assess the customer with low cibil score
Q4. Bylaws of local mortgages, Equitable Mortgage and registered mort ... read more
Q5. Volume of files handled and approval to login ratio

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. About experience
  • Q2. About family

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and be clear

I applied via Naukri.com and was interviewed in Dec 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Alll Mortgage Credit , Disbursement value , avg ticket size ,

Interview Preparation Tips

Interview preparation tips for other job seekers - Jst if you are versed in mortgage you will easily crack
Interview experience
4
Good
Difficulty level
-
Process Duration
2-4 weeks
Result
-

I applied via Recruitment Consulltant and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. How will you assess the customer with low cibil score
  • Ans. 

    Assessing customers with low cibil score involves analyzing their credit history, financial stability, and potential risk factors.

    • Review the customer's credit report to understand the reasons for the low CIBIL score

    • Assess the customer's current financial situation, including income, expenses, and existing debts

    • Consider any extenuating circumstances that may have led to the low CIBIL score, such as medical emergencies o...

  • Answered by AI
  • Q2. Volume of files handled and approval to login ratio
  • Ans. 

    The volume of files handled and approval to login ratio is a key metric to assess efficiency and productivity.

    • The volume of files handled refers to the number of credit applications or cases processed by the credit manager within a specific time frame.

    • Approval to login ratio indicates the percentage of credit applications approved compared to the total number of applications logged in by the credit manager.

    • A high volum...

  • Answered by AI

Interview Questionnaire 

1 Question

  • Q1. Reason for job, difference between product & expected ctc
  • Ans. 

    The reason for applying for the Branch Manager position is to utilize my leadership skills and experience in managing a team and driving business growth.

    • I have a strong passion for leading and developing teams, and I believe that the Branch Manager role will provide me with the opportunity to do so.

    • I have a proven track record of successfully managing teams and achieving sales targets in my previous roles.

    • I am excited ...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: experience

I applied via Company Website and was interviewed before Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Waht is your key achivment last fy

Interview Preparation Tips

Interview preparation tips for other job seekers - I would like to advised to candidate that he/she should be confident infront of interviewer and full of knowledge of their Job role and job responsibility.

I applied via Walk-in and was interviewed before Nov 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Profitability analysis
  • Q2. Marketing activities
  • Q3. Capability building

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience with this is great experience and high level of gd and checking of understanding level

Interview Questionnaire 

4 Questions

  • Q1. What is bad in your existing company that led you to resign.
  • Q2. Do you think same will not happen here.
  • Q3.  Do you know that problem is in you.. ?
  • Q4. What will you do if same happen here...

I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Interview questions
  • Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products

Interview Preparation Tips

Interview preparation tips for other job seekers - Hdfc Bank is good to explore your areas of finnlance basically Loans both secured and unsecured

Wonder Home Finance Interview FAQs

How many rounds are there in Wonder Home Finance Area Credit Manager interview?
Wonder Home Finance interview process usually has 1-2 rounds. The most common rounds in the Wonder Home Finance interview process are One-on-one Round and HR.
What are the top questions asked in Wonder Home Finance Area Credit Manager interview?

Some of the top questions asked at the Wonder Home Finance Area Credit Manager interview -

  1. Challenges faces by credit in affordable housing segm...read more
  2. Related to Profile and mar...read more
  3. Brief profile of yours...read more

Tell us how to improve this page.

Wonder Home Finance Area Credit Manager Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
View more

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Wonder Home Finance Area Credit Manager Salary
based on 5 salaries
₹8 L/yr - ₹12 L/yr
18% less than the average Area Credit Manager Salary in India
View more details

Wonder Home Finance Area Credit Manager Reviews and Ratings

based on 8 reviews

4.8/5

Rating in categories

4.8

Skill development

4.8

Work-life balance

4.4

Salary

4.6

Job security

4.8

Company culture

4.5

Promotions

4.6

Work satisfaction

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