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Vastu Housing Finance

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F5 Networks Interview Questions and Answers

Updated 15 Apr 2024

Q1. Briefly explain the Above policy.

Ans.

The Above policy is a company policy that outlines guidelines for employees to follow.

  • The policy covers various aspects such as code of conduct, dress code, attendance, and performance expectations.

  • Employees are expected to adhere to the policy to maintain a professional work environment.

  • The policy is regularly reviewed and updated to ensure it aligns with the company's values and goals.

  • Examples of policies may include guidelines for social media use, conflict resolution, and...read more

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Q2. What will you do if customer does not have income proof

Ans.

I will explore alternative sources of income verification and assess the customer's creditworthiness based on other factors.

  • Ask the customer if they have any other documents that can prove their income, such as bank statements or tax returns

  • Consider alternative methods of income verification, such as verifying employment directly with the customer's employer

  • Assess the customer's creditworthiness based on other factors, such as their credit history and payment behavior

  • If neces...read more

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Q3. 1cr Target achieve per month

Ans.

The target of 1cr per month can be achieved through effective planning, team management, and customer acquisition.

  • Create a detailed plan with achievable targets for each team member.

  • Motivate and train the team to improve their performance.

  • Identify potential customers and develop strategies to acquire them.

  • Regularly monitor and analyze the progress towards the target.

  • Make necessary adjustments to the plan to ensure the target is met.

  • Provide incentives and rewards to the team f...read more

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Q4. How funded customer in house loan

Ans.

Funded customers are provided with in-house loans through a thorough evaluation process.

  • Customers are evaluated based on their credit score, income, and other financial factors.

  • The loan amount and interest rate are determined based on the evaluation results.

  • The loan is then funded by the company's own resources.

  • Regular payments are required from the customer to repay the loan.

  • Late payments or defaulting on the loan can result in penalties or legal action.

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Q5. What do you want budget increment

Ans.

I want budget increment to support the growth and development of my team and achieve our goals.

  • To invest in training and development programs for my team to enhance their skills and productivity

  • To allocate more resources for marketing and promotional activities to increase sales

  • To enhance technology infrastructure to streamline operations and improve efficiency

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Q6. Check for file for disbursal

Ans.

Checking for file for disbursal involves verifying the necessary documents and information before releasing funds.

  • Verify the file contains all required documents and information

  • Ensure all necessary approvals are in place

  • Confirm the accuracy of the disbursal amount

  • Check for any discrepancies or errors in the file

  • Release funds only after thorough verification

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Q7. NPA and bucket dpd which is difficult

Ans.

NPA (Non-Performing Assets) is more difficult than bucket DPD (Days Past Due).

  • NPA refers to loans or advances that are in default or are in arrears for a certain period of time.

  • Bucket DPD refers to the number of days a payment is overdue and is used to categorize delinquent accounts.

  • NPA is more difficult as it involves legal proceedings and recovery efforts.

  • Bucket DPD can be managed through timely follow-up and communication with the borrower.

  • Effective risk management strateg...read more

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Q8. How many years experience in HL and LAP

Ans.

I have 5 years of experience in handling Home Loans (HL) and Loan Against Property (LAP).

  • 5 years of experience in HL and LAP

  • Successfully managed a portfolio of HL and LAP clients

  • Implemented strategies to increase sales and meet targets

  • Strong understanding of the HL and LAP market trends

  • Collaborated with cross-functional teams to drive business growth

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