20+ TIAA Global Business Services Interview Questions and Answers

HTML page with a button to print text when clicked

• Create a button element in HTML

• Add an onclick event to the button that calls a JavaScript function

• In the JavaScript function, use the window.print() method to print text

Yes, design patterns are reusable solutions to common software problems.

• Creational patterns: Singleton, Factory, Abstract Factory

• Structural patterns: Adapter, Decorator, Facade

• Behavioral patterns: Observer, Strategy, Command

• Use cases: improving code quality, reducing development time, promoting code reuse

• Example: Singleton pattern ensures only one instance of a class is created and provides a global point of access to it

Manage new requirements by prioritizing, communicating with stakeholders, and adjusting project timelines.

• Prioritize new requirements based on impact and urgency

• Communicate with stakeholders to ensure alignment and manage expectations

• Adjust project timelines and resources as needed to accommodate new requirements

I have extensive experience in system design and architecture.

• I have designed and implemented complex systems for various clients.

• I have expertise in designing scalable and fault-tolerant systems.

• I have experience in selecting appropriate technologies and frameworks for system design.

• I have worked on both monolithic and microservices-based architectures.

• I have designed and implemented RESTful APIs and message-based systems.

• I have experience in cloud-based architectures and de...read more

Budgeting involves creating a financial plan for a specific period of time.

• Identify income sources and expenses

• Set financial goals

• Allocate funds to different categories

• Track spending and adjust budget as needed

• Use budgeting tools and software

• Consider unexpected expenses and emergencies

BST Tree is a binary tree data structure where each node has at most two children, with left child nodes being less than the parent node and right child nodes being greater.

• BST Tree stands for Binary Search Tree.

• In a BST Tree, the left subtree of a node contains only nodes with keys less than the node's key, and the right subtree contains only nodes with keys greater than the node's key.

• Example: Inserting values 5, 3, 7, 1, 4 into a BST Tree would result in a tree with root n...read more

Oops concepts are the fundamental principles of Object-Oriented Programming.

• Encapsulation - binding data and functions together

• Inheritance - creating new classes from existing ones

• Polymorphism - ability of objects to take on many forms

• Abstraction - hiding implementation details from users

Fibonacci sequence can be efficiently calculated using dynamic programming.

• Create an array to store the Fibonacci numbers

• Initialize the first two values of the array as 0 and 1

• Use a loop to calculate the Fibonacci numbers and store them in the array

• Return the nth Fibonacci number from the array

• Time complexity: O(n)

• Space complexity: O(n)

Acid properties refer to the characteristics of acids that distinguish them from other substances.

• Acids have a sour taste and can corrode metals.

• They turn blue litmus paper red.

• They react with bases to form salts and water.

• They have a pH less than 7.

• Examples of acids include hydrochloric acid, sulfuric acid, and acetic acid.

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.

• Mutual funds are managed by professional fund managers.

• Investors buy shares in the mutual fund and the value of their investment is determined by the performance of the underlying securities.

• Mutual funds offer diversification, liquidity, and convenience to investors.

• There are different types of mutual funds, such as equity fun...read more

I would invest in a diversified portfolio with a mix of stocks, bonds, and mutual funds.

• Allocate 50% to stocks, 30% to bonds, and 20% to mutual funds

• Invest in blue-chip stocks with a proven track record

• Choose bonds with a high credit rating and low risk

• Select mutual funds with a mix of equity and debt instruments

• Rebalance the portfolio periodically to maintain the desired asset allocation

Partitioning and bucketing are techniques used in Hive to improve query performance.

• Partitioning divides data into smaller, more manageable parts based on a specific column.

• Bucketing further divides data into equal-sized buckets based on a hash function.

• Partitioning and bucketing can be used together to optimize queries.

• Example: Partitioning by date column and bucketing by user ID column in a user activity log table.

Accrued income is the income that has been earned but not yet received or recorded in the books of accounts.

• It is a type of income that has been earned but not yet received.

• It is recorded in the books of accounts as a current asset.

• Examples include interest income, rent income, and commission income.

• It is recognized as revenue in the income statement when earned, not when received.

Fix is significant as it refers to repairing or correcting something to ensure it functions properly.

• Fixing errors or bugs in software development is crucial for the program to work correctly.

• In the context of maintenance, fixing equipment promptly can prevent costly breakdowns.

• Fixing relationships or misunderstandings can lead to improved communication and harmony.

• Fixing a leaky faucet can save water and prevent water damage in a home.

HTML and CSS are languages used for creating and styling web pages.

• HTML (Hypertext Markup Language) is used for structuring the content of a web page.

• CSS (Cascading Style Sheets) is used for styling the visual presentation of a web page.

• HTML uses tags to define elements like headings, paragraphs, images, links, etc.

• CSS allows for customization of colors, fonts, layouts, and other visual aspects of a web page.

Yield is the return on investment, expressed as a percentage of the initial investment.

• Yield is the income generated by an investment.

• It is calculated by dividing the annual income by the initial investment.

• Yield can be expressed as a percentage or a dollar amount.

• Different types of investments have different yields, such as stocks, bonds, and real estate.

• Yield can be affected by factors such as interest rates, inflation, and market conditions.

Discount rate is decided based on various factors such as inflation, risk, market conditions, and opportunity cost.

• Discount rate is the rate at which future cash flows are discounted to their present value.

• It is determined by considering the prevailing market interest rates, inflation rates, and the level of risk associated with the investment.

• The opportunity cost of investing in one project over another is also taken into account while deciding the discount rate.

• For example,...read more

Polymorphism refers to the ability of an object to take on multiple forms.

• There are two types of polymorphism: compile-time polymorphism and runtime polymorphism.

• Compile-time polymorphism is achieved through function overloading and operator overloading.

• Runtime polymorphism is achieved through virtual functions and function overriding.

• Polymorphism allows for more flexible and reusable code.

• Example of compile-time polymorphism: function overloading - multiple functions with th...read more

Financial ratios are tools used to analyze a company's financial health and performance.

• Liquidity ratios: measure a company's ability to meet short-term obligations

• Profitability ratios: measure a company's ability to generate profits

• Debt ratios: measure a company's leverage and ability to repay debt

• Activity ratios: measure a company's efficiency in managing assets

• Examples include current ratio, return on equity, debt-to-equity ratio, inventory turnover ratio

Singleton pattern ensures a class has only one instance and provides a global point of access to it.

• Create a private static instance variable of the class.

• Make the constructor private to prevent instantiation from outside the class.

• Provide a static method to get the instance, creating it if necessary.

Use StringBuilder class to reverse a string in Java.

• Create a StringBuilder object with the input string.

• Use the reverse() method of StringBuilder to reverse the string.

• Convert the reversed StringBuilder object back to a string using toString() method.