Aku Diewa Microfinance Bank Interview Questions and Answers

Yes, I have a good understanding of business.

• I have a degree in business administration.

• I have worked in finance and accounting roles for several years.

• I have experience analyzing financial statements and making recommendations based on the data.

• I am familiar with various business models and strategies.

• I keep up-to-date with industry trends and news.

• I have worked with various businesses, including startups and established corporations.

Maths is essential for financial analysis as it provides the foundation for statistical analysis and financial modeling.

• Maths helps in understanding complex financial data and making informed decisions.

• It enables financial analysts to calculate ratios, perform trend analysis, and forecast future performance.

• Maths is also crucial for risk management and portfolio optimization.

• For example, calculus is used to calculate the optimal portfolio mix of assets.

• Linear algebra is used ...read more

WACC stands for Weighted Average Cost of Capital, DCF stands for Discounted Cash Flow, and cost of equity is the return required by equity investors.

• WACC is a financial metric used to calculate the average cost of financing a company's operations.

• DCF is a valuation method used to estimate the value of an investment based on its expected future cash flows.

• Cost of equity represents the return expected by shareholders for investing in a company's stock.

• WACC considers the cost of...read more

Utilized customer feedback data to improve user experience on a mobile app

• Analyzed user feedback surveys to identify common pain points

• Implemented changes based on data insights, such as simplifying navigation and adding new features

• Monitored user engagement metrics post-implementation to track improvements

Securitization is the process of pooling financial assets and transforming them into tradable securities to raise capital.

• Securitization involves pooling various types of assets such as mortgages, auto loans, or credit card debt.

• These assets are then transferred to a special purpose vehicle (SPV) which issues securities backed by the cash flows from the assets.

• Investors purchase these securities, providing the originator with funds to create more loans or investments.

• Parties ...read more