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Targray Credit Risk Analyst Interview Questions and Answers

Updated 8 Feb 2024

Targray Credit Risk Analyst Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Technical 

(3 Questions)

  • Q1. Introduction- tell me about yourself
  • Q2. Basic ratios, financial terms, credit review process
  • Q3. Basic of Var, stress test
Round 2 - Aptitude Test 

Basic accounting and Finance

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare basic stuff that is available on the internet and you can find it by just searching interview questions for credit analysts.

Interview questions from similar companies

I applied via Approached by Company and was interviewed before Jul 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Questions regarding previous job experience like Technical questions regarding SLD, Transformer, commissioning etc.
  • Q2. Role and responsibilities
Round 3 - Group Discussion 

GD regarding Renewable energy and assessment

Interview Preparation Tips

Interview preparation tips for other job seekers - To study what you have mentioned in your Resume and your experience.
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. What's a AML & screening
  • Ans. 

    AML & screening stands for Anti-Money Laundering and screening is the process of checking individuals or entities against various watchlists to ensure compliance with regulations.

    • AML refers to the laws, regulations, and procedures intended to prevent criminals from disguising illegally obtained funds as legitimate income.

    • Screening involves checking individuals or entities against watchlists such as OFAC, PEP, and sanct...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - If you're looking to join in KYC/Aml background and it's Netherlands team then i would request don't🙏🏼 This team is too toxic, hostile, unhelpful & unprofessional due to which me & other new joiners left.

Very toxic, rude & comparative approach by The associate director & managers of client acceptance & the Netherlands team.

There's no work life balance & they make you work more then 12 hours Daily asking to work on Weekends too ! Don't fall for the trap of " Only 8 days WFO ".

I applied via Recruitment Consulltant

Round 1 - One-on-one 

(2 Questions)

  • Q1. Regarding earlier experience. Projects done.
  • Q2. Technical queries and BA role questions
Round 2 - One-on-one 

(1 Question)

  • Q1. Roles and responsibilities.
Round 3 - HR 

(1 Question)

  • Q1. Introduction, salary negotiation.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be clear and specific about task being performed earlier and JD in vistra
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Background and work experience
  • Ans. Be Confident with your knowledge and keep answering promptly.
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Know yourself and value at the best possible way.
Be prompt and truthful in whatever you answer.
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. No questions asked after waited 5 hrs
  • Q2. They talked if i want to leave, then leave

Interview Preparation Tips

Interview preparation tips for other job seekers - Please don't get time waste, that company environment and HR's are bit*h way they had respond towards job seekers.

Am 8years exp. Candidate And mentioned my experienced my situation and it's upto you for any decision
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Aug 2023. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. How to handle difficult stakeholders?
  • Ans. 

    Handling difficult stakeholders requires effective communication, active listening, building trust, and managing expectations.

    • Establish clear communication channels and set expectations early on

    • Actively listen to their concerns and address them in a timely manner

    • Build trust through transparency and honesty

    • Involve them in decision-making processes to make them feel valued

    • Seek common ground and find win-win solutions

    • Mana...

  • Answered by AI
  • Q2. Experience as Business Analyst
  • Ans. 

    I have 5 years of experience as a Business Analyst in the finance industry.

    • Led cross-functional teams to analyze market trends and develop strategic plans

    • Performed data analysis to identify opportunities for cost reduction and revenue growth

    • Collaborated with stakeholders to gather requirements and create detailed business requirements documents

  • Answered by AI
Round 2 - Technical 

(2 Questions)

  • Q1. Overview of Projects
  • Q2. Documentation used by Business Analyst
  • Ans. 

    Business Analysts use various types of documentation to analyze and communicate business requirements.

    • Business requirements documents (BRD)

    • Functional requirements documents (FRD)

    • Use cases

    • User stories

    • Process flow diagrams

    • Data flow diagrams

    • Entity relationship diagrams

    • Mockups and wireframes

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Feb 2024. There were 3 interview rounds.

Round 1 - Assignment 

Gave assignment to work on it as per interviewers' instructions.

Round 2 - Technical 

(2 Questions)

  • Q1. Self introduction
  • Q2. How am I competent for the post
Round 3 - HR 

(1 Question)

  • Q1. No questions were asked

Interview Preparation Tips

Interview preparation tips for other job seekers - Be yourself, disciplined, confident and Respect the other person through your actions.

I applied via Naukri.com and was interviewed in Dec 2021. There were 3 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Journal entries
Round 2 - One-on-one 

(1 Question)

  • Q1. Journal entries
Round 3 - One-on-one 

(1 Question)

  • Q1. Journal entries BRS Accounts finalisation

I applied via Referral and was interviewed in Jan 2022. There were 4 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. Basic introduction & working experience
Round 2 - Technical 

(6 Questions)

  • Q1. Basic Accounting entries
  • Q2. Esop entries, revaluation of foreign currency
  • Q3. Gst returns and due dates
  • Q4. Deferred, accrual prepaid, outstanding exp
  • Q5. Deferred revenue expenditure
  • Q6. Tds payment, penalty, returns, due dates
Round 3 - Technical 

(4 Questions)

  • Q1. How you handle conflict between subordinates
  • Q2. Family background, outlook mail writting
  • Q3. Working in long hours
  • Q4. Resume related details
Round 4 - Behavioral 

(2 Questions)

  • Q1. Questions solving related to depreciation, revaluation of foreign asset, balance sheet preparation
  • Q2. Family background, past working experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident in director round. They will check your patience.

Targray Interview FAQs

How many rounds are there in Targray Credit Risk Analyst interview?
Targray interview process usually has 2 rounds. The most common rounds in the Targray interview process are Technical and Aptitude Test.
What are the top questions asked in Targray Credit Risk Analyst interview?

Some of the top questions asked at the Targray Credit Risk Analyst interview -

  1. Basic ratios, financial terms, credit review proc...read more
  2. Basic of Var, stress t...read more

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Targray Credit Risk Analyst Interview Process

based on 1 interview

Interview experience

4
  
Good
View more

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