Star Union Dai-ichi Life Insurance Insurance Adviser Interview Questions and Answers

Q1. Tell about yourself where are u from where did u study
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Q2. What u have studied? In which year u have completed graduation
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Depending on the exam

Q1. Wht is the life insurance
Ans. 
Life insurance is a financial product that provides a lump sum payment to beneficiaries upon the insured's death.
• Life insurance provides financial protection for loved ones in the event of the insured's death.

• Premiums are paid regularly to maintain coverage.

• There are different types of life insurance policies such as term life, whole life, and universal life.

• The payout from a life insurance policy can be used to cover ...read more
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Q2. What is recruitment process
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Q1. Why important life insurance
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Q2. Wht is education plans
Ans. 
Education plans are financial products designed to help individuals save and invest for future education expenses.
• Education plans typically involve regular contributions to a savings or investment account.

• The funds can be used for tuition, books, fees, and other education-related expenses.

• Some education plans offer tax advantages or incentives to encourage saving for education.

• Examples of education plans include 529 pl...read more
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Q1. Self introduction, job experience,
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I am good taking care of the little things

Programming language like Java python etc

Assignment is a tast that someone in authority has asked you to do

Q1. Tell me about your yourself
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Q2. What was your CtC etx.
Ans. 
My CtC was $60,000 per year.
• My CtC was $60,000 per year

• CtC stands for Cost to Company

• It includes salary, bonuses, benefits, and any other perks
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Q1. How many products are available in life insurance?
Ans. 
Life insurance offers various products to meet diverse financial needs, including term, whole, and universal life insurance.
• Term Life Insurance: Provides coverage for a specific period, e.g., 10, 20, or 30 years.

• Whole Life Insurance: Offers lifelong coverage with a cash value component.

• Universal Life Insurance: Flexible premium payments and death benefits, with cash value growth.

• Variable Life Insurance: Allows policyho...read more
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Q2. What are the reasons for this company’s formation or establishment?
Ans. 
The company was established to provide comprehensive insurance solutions tailored to meet diverse client needs.
• To address the growing demand for personalized insurance products.

• To fill gaps in the market for specific coverage types, such as cyber insurance.

• To enhance customer service and support through innovative technology.

• To promote financial security and peace of mind for individuals and businesses.
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Q1. Tell me about yourself?
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Q2. How will u travel?
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Q3. What is ur hobbies? Say something about your hobbies
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Q4. What is insurannce?
Ans. 
Insurance is a financial protection against potential losses or risks.
• Insurance is a contract between an individual or entity and an insurance company.

• The individual or entity pays a premium in exchange for coverage against specific risks.

• Insurance helps mitigate financial losses in case of accidents, illnesses, or other unforeseen events.

• Common types of insurance include health insurance, auto insurance, life insuranc
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Q1. Tell me.about your self?
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Q2. Tell me about your family background
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Q3. Will you able to do sales.process?
Ans. 
Yes, I have experience in sales processes and am confident in my ability to handle them effectively.
• I have previous experience in sales roles where I successfully met or exceeded targets.

• I am comfortable with cold calling, networking, and building relationships with clients.

• I am skilled in identifying customer needs and offering appropriate insurance solutions.

• I am confident in my ability to negotiate and close deals e
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