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CIBIL is a credit information company in India that maintains credit records of individuals and businesses.
CIBIL stands for Credit Information Bureau (India) Limited.
It provides credit scores and reports to lenders for assessing creditworthiness.
A CIBIL score ranges from 300 to 900; a higher score indicates better credit health.
Lenders use CIBIL scores to make decisions on loan approvals and interest rates.
For exa...
NPA stands for Non-Performing Asset, a loan or advance where the borrower has defaulted on payments.
An asset is classified as NPA when payments are overdue for 90 days or more.
NPAs can arise from various sectors, including agriculture, industry, and services.
For example, if a borrower fails to pay their home loan for three months, that loan becomes an NPA.
High levels of NPAs can indicate poor financial health of a...
Video KYC is a digital process for verifying customer identity through live video interactions, enhancing security and convenience.
Remote Verification: Customers can verify their identity from anywhere using a smartphone or computer, eliminating the need for in-person visits.
Real-Time Interaction: Video KYC involves live video calls with KYC agents who guide customers through the verification process.
Document Veri...
KYC procedures ensure financial institutions verify customer identities to prevent fraud and comply with regulations.
Identity Verification: KYC involves confirming the identity of customers through documents like passports or driver's licenses.
Risk Assessment: Institutions assess the risk associated with a customer based on their profile, such as occupation and transaction history.
Fraud Prevention: By understandin...
Export services refer to the sale of services to customers located outside the country of the service provider.
Export services involve providing services to customers in foreign countries
Taxation on export services may vary based on the country's tax laws
Export services can include consulting, IT services, marketing, etc.
Export services are often subject to VAT or GST exemptions
GSTR-1 and GSTR-3B are two types of GST returns filed by businesses in India.
GSTR-1 is a monthly or quarterly return that contains details of outward supplies of goods or services.
GSTR-3B is a monthly summary return that provides details of outward and inward supplies along with the payment of taxes.
Both GSTR-1 and GSTR-3B are important for businesses to comply with GST regulations and ensure accurate tax reportin...
Pod IP allocation in EKS involves assigning a unique IP address to each pod for communication within the cluster.
Pods in EKS are assigned IP addresses from the VPC CIDR block
Each pod gets a unique IP address for communication within the cluster
Pod IP addresses are managed by the Kubernetes control plane
Window functions are used to perform calculations across a set of table rows related to the current row.
Window functions are used in SQL to perform calculations on a set of rows related to the current row.
They allow you to perform calculations like ranking, moving averages, and cumulative sums.
Examples of window functions include ROW_NUMBER(), RANK(), and SUM() OVER().
Design a parking lot system at a low level
Divide system into components like parking spots, ticketing system, payment system
Implement data structures like queues for managing parking spots
Use algorithms like least recently used for spot allocation
Consider scalability and performance in design
Designing a wallet payment system like Paytm involves key components for transactions, security, and user management.
User Authentication: Secure login via email, phone number, or biometrics.
Wallet Management: Users can add, withdraw, and transfer funds.
Transaction Processing: Real-time processing of payments and refunds.
Merchant Integration: APIs for merchants to accept payments seamlessly.
Security Measures: Encry...
Basic puzzles of medium complexity level. No improvement required
DSA questions of easy level. Asked for memory optimisations.
Designing a wallet payment system like Paytm involves key components for transactions, security, and user management.
User Authentication: Secure login via email, phone number, or biometrics.
Wallet Management: Users can add, withdraw, and transfer funds.
Transaction Processing: Real-time processing of payments and refunds.
Merchant Integration: APIs for merchants to accept payments seamlessly.
Security Measures: Encryption...
Design a parking lot system at a low level
Divide system into components like parking spots, ticketing system, payment system
Implement data structures like queues for managing parking spots
Use algorithms like least recently used for spot allocation
Consider scalability and performance in design
Led the development of a scalable e-commerce platform, enhancing user experience and increasing sales by 30%.
Designed a microservices architecture to improve scalability and maintainability.
Implemented a responsive UI using React, resulting in a 40% increase in mobile user engagement.
Integrated payment gateways like Stripe and PayPal for seamless transactions.
Utilized AWS for hosting, ensuring high availability and rel...
I applied via LinkedIn and was interviewed in Aug 2024. There was 1 interview round.
Export services refer to the sale of services to customers located outside the country of the service provider.
Export services involve providing services to customers in foreign countries
Taxation on export services may vary based on the country's tax laws
Export services can include consulting, IT services, marketing, etc.
Export services are often subject to VAT or GST exemptions
Different forms of TDS include salary, interest, rent, commission, and professional fees.
TDS on Salary
TDS on Interest
TDS on Rent
TDS on Commission
TDS on Professional Fees
GSTR-1 and GSTR-3B are two types of GST returns filed by businesses in India.
GSTR-1 is a monthly or quarterly return that contains details of outward supplies of goods or services.
GSTR-3B is a monthly summary return that provides details of outward and inward supplies along with the payment of taxes.
Both GSTR-1 and GSTR-3B are important for businesses to comply with GST regulations and ensure accurate tax reporting.
Fil...
I appeared for an interview in Apr 2025, where I was asked the following questions.
KYC procedures ensure financial institutions verify customer identities to prevent fraud and comply with regulations.
Identity Verification: KYC involves confirming the identity of customers through documents like passports or driver's licenses.
Risk Assessment: Institutions assess the risk associated with a customer based on their profile, such as occupation and transaction history.
Fraud Prevention: By understanding cus...
Video KYC is a digital process for verifying customer identity through live video interactions, enhancing security and convenience.
Remote Verification: Customers can verify their identity from anywhere using a smartphone or computer, eliminating the need for in-person visits.
Real-Time Interaction: Video KYC involves live video calls with KYC agents who guide customers through the verification process.
Document Verificat...
I appeared for an interview in Apr 2025, where I was asked the following questions.
Analyzing the root causes of delivery time issues for Zepto's services.
Supply Chain Delays: Disruptions in the supply chain can lead to longer delivery times. For example, if a supplier is late, it affects the entire process.
Logistics Optimization: Inefficient routing or lack of delivery personnel can slow down the process. Implementing better route planning software can help.
Demand Fluctuations: Sudden spikes in deman...
My favorite product is the Spotify app, which revolutionizes music streaming with personalized playlists and user-friendly interface.
Personalization: Spotify's algorithm curates playlists like 'Discover Weekly' based on user listening habits.
User Interface: The app's clean design makes navigation intuitive, enhancing user experience.
Social Features: Users can share playlists and see what friends are listening to, foste...
I appeared for an interview in Apr 2025, where I was asked the following questions.
CIBIL is a credit information company in India that maintains credit records of individuals and businesses.
CIBIL stands for Credit Information Bureau (India) Limited.
It provides credit scores and reports to lenders for assessing creditworthiness.
A CIBIL score ranges from 300 to 900; a higher score indicates better credit health.
Lenders use CIBIL scores to make decisions on loan approvals and interest rates.
For example,...
NPA stands for Non-Performing Asset, a loan or advance where the borrower has defaulted on payments.
An asset is classified as NPA when payments are overdue for 90 days or more.
NPAs can arise from various sectors, including agriculture, industry, and services.
For example, if a borrower fails to pay their home loan for three months, that loan becomes an NPA.
High levels of NPAs can indicate poor financial health of a bank...
I appeared for an interview in Mar 2025, where I was asked the following questions.
I applied via Referral and was interviewed in Jul 2024. There was 1 interview round.
Joins in SQL are used to combine rows from two or more tables based on a related column between them.
Types of joins include INNER JOIN, LEFT JOIN, RIGHT JOIN, and FULL JOIN
INNER JOIN returns rows when there is at least one match in both tables
LEFT JOIN returns all rows from the left table and the matched rows from the right table
RIGHT JOIN returns all rows from the right table and the matched rows from the left table
FU...
Window functions are used to perform calculations across a set of table rows related to the current row.
Window functions are used in SQL to perform calculations on a set of rows related to the current row.
They allow you to perform calculations like ranking, moving averages, and cumulative sums.
Examples of window functions include ROW_NUMBER(), RANK(), and SUM() OVER().
Pod IP allocation in EKS involves assigning a unique IP address to each pod for communication within the cluster.
Pods in EKS are assigned IP addresses from the VPC CIDR block
Each pod gets a unique IP address for communication within the cluster
Pod IP addresses are managed by the Kubernetes control plane
Network Load Balancer is ideal for TCP traffic, while Application Load Balancer is best for HTTP/HTTPS traffic.
Network Load Balancer operates at the connection level (Layer 4), distributing traffic based on IP protocol data.
Application Load Balancer operates at the application level (Layer 7), distributing traffic based on content of the request.
Network Load Balancer is better suited for applications that require stati...
I applied via Referral and was interviewed in Mar 2024. There were 2 interview rounds.
System design of large scale system involves designing the architecture, components, and interactions of a complex software system.
Identify the requirements and constraints of the system
Break down the system into smaller components/modules
Design the interactions between components using APIs and protocols
Consider scalability, reliability, and performance
Use distributed systems principles for fault tolerance and load ba...
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The duration of Slice interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 38 interview experiences
Difficulty level
Duration
KYC Associate
161
salaries
| ₹3 L/yr - ₹4.5 L/yr |
Team Lead
61
salaries
| ₹4 L/yr - ₹12 L/yr |
Collections Executive
52
salaries
| ₹2.5 L/yr - ₹4.2 L/yr |
Customer Support Executive
49
salaries
| ₹3 L/yr - ₹6.5 L/yr |
Senior Quality Assurance Engineer
39
salaries
| ₹12.2 L/yr - ₹16 L/yr |
PhonePe
Fiserv
KFintech
Angel One