Shivalik Small Finance Bank Senior Audit Associate Interview Questions and Answers for Experienced

Q1. Interview with HR Ritika Asked about my job profile, my home location, my previous job profile, about my family . Inform me about paytm job .
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Q1. Interview with Vikrant Chaudhary, asked about my whole work profile, my family, my behaviour, let read some English paragraph to find out english understand. Also tell me about work profile in paytm payme...read more
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Q1. Interview done with Shakti singh sir . Asked about family background,all work profile, work timings, work target.
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Q1. Why you will to change your current job
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Q2. What is your 5 best skill
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Q1. Salary Expectations and reason for leaving previous organization
Ans. 
Salary expectations and reason for leaving previous organization
• Research the market salary range for Senior Associates in your industry and location

• Consider your experience, skills, and qualifications when determining your salary expectations

• Highlight your achievements and contributions in your previous organization as a reason for leaving

• Focus on career growth opportunities and alignment with the new organization's va
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Q2. How soon you can join
Ans. 
I can join within 2 weeks.
• I am currently serving a notice period of 2 weeks.

• I have completed all necessary paperwork and can start immediately.

• I am flexible with the joining date and can accommodate any reasonable request.
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Q1. United state patriot act
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Q2. Name Screening & Due diligence
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Q3. About PEP and other basic AML RELATED QUESTIONS
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Q1. Regarding to your work Experience any yours
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Q1. Tell me about urself. What is ur job experience/hobbies/salary expectations.
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Q2. Where do u see urself after 5 year. Why should we hire u.
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Q3. What is ur qualification?
Ans. 
I have a Bachelor's degree in Business Administration and a Master's degree in Finance.
• Bachelor's degree in Business Administration

• Master's degree in Finance
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Q4. What was ur work profile in previous company
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Q5. When can u join
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Q1. Introduction, what is kyc
Ans. 
KYC stands for Know Your Customer, a process used by financial institutions to verify the identity of their clients.
• KYC is a regulatory requirement to prevent money laundering and fraud.

• It involves collecting personal information such as name, address, and identification documents.

• KYC also includes verifying the source of funds and assessing the risk associated with a customer.

• Failure to comply with KYC regulations can...read more
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Q1. Introduction, what is kyc
Ans. 
KYC stands for Know Your Customer, a process used by financial institutions to verify the identity of their clients.
• KYC is a regulatory requirement to prevent money laundering and fraud

• It involves collecting personal information and verifying it through documents like ID cards, passports, etc.

• KYC also includes assessing the risk of a customer to ensure compliance with anti-money laundering regulations

• Failure to comply ...read more
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Basic online English spoken, listening and written test of approximately 60 mins.

Q1. Why did you decide to join NAB?
Ans. 
I decided to join NAB because of its strong reputation in the industry and opportunities for career growth.
• NAB has a strong reputation in the industry for its commitment to customer service and innovation

• I was impressed by NAB's focus on employee development and opportunities for career growth

• I believe that NAB's values align with my own professional goals and aspirations
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Q2. What is your perspective of the term 'Risk'?
Ans. 
Risk is the potential of gaining or losing something of value.
• Risk is the uncertainty of outcome, whether positive or negative.

• It involves the possibility of harm or loss.

• Risk can be managed through various strategies such as risk avoidance, risk reduction, risk transfer, or risk acceptance.

• Examples of risks include financial risk, health risk, and project risk.
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Q3. What is the difference between secured and unsecured loan?
Ans. 
Secured loans are backed by collateral, while unsecured loans are not.
• Secured loans require collateral to secure the loan, such as a house or car.

• Unsecured loans do not require collateral and are based on the borrower's creditworthiness.

• Secured loans typically have lower interest rates due to the lower risk for the lender.

• Examples of secured loans include mortgages and auto loans, while credit cards and personal loans
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Q4. What skills do you think matches with this job role?
Ans. 
Some skills that match with this job role include strong communication, attention to detail, time management, and teamwork.
• Strong communication skills to effectively interact with colleagues and clients

• Attention to detail to ensure accuracy in tasks and projects

• Time management skills to prioritize tasks and meet deadlines

• Teamwork skills to collaborate with team members and achieve common goals
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Q5. Why interpersonal skills are important in an organization?
Ans. 
Interpersonal skills are crucial for effective communication, collaboration, and relationship-building within an organization.
• Interpersonal skills help in building strong relationships with colleagues, clients, and stakeholders.

• Effective communication is key to successful teamwork and project management.

• Conflict resolution skills are essential for handling disagreements and maintaining a positive work environment.

• Empat...read more
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2 coding questions in 80 mins

Q1. Hash Map, Hash Set
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Q2. Java 8 features
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