Savista Global Solutions Manager Interview Questions and Answers

Q1. Explain top credit risk parameters to deep dive into banking portfolio
Ans. 
Top credit risk parameters in banking portfolio
• Probability of Default (PD)

• Loss Given Default (LGD)

• Exposure at Default (EAD)

• Credit Rating of the borrower

• Loan-to-Value ratio (LTV)

• Debt-to-Income ratio (DTI)
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Q2. Expected credit loss computation what is its impact from traditional loss provision framework
Ans. 
Expected credit loss computation impacts traditional loss provision framework by incorporating forward-looking information and requiring more complex calculations.
• Expected credit loss computation considers future expected credit losses based on historical data, current conditions, and reasonable and supportable forecasts.

• Traditional loss provision framework typically only considers incurred losses based on historical d...read more
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Autocracy and implications for India

Q1. Tell me about yourself? Project details explain? passion (professional related and why?
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Simple test good test easily can be done

Q1. Ask technical questions
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Q2. What is hr, shrm, tests, interview
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Answering all the application orientated question

They will provide us a case so that all people will discuss n having the interaction between all the group people

Q1. Why should we hire you?
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Q2. What are your strengths and weaknesses?
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Q3. What is your family background?
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Q4. Tell me about yourself.
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